Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)

EPA:CRTO Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	424.95	425.42	481.38	419.25	270.09	245.45
Interest Income on Investments	57.44	55.11	52.14	42.75	38.44	25.59
Total Interest Income	482.39	480.53	533.52	462	308.54	271.04
Interest Paid on Deposits	305.19	316.43	386.17	324.25	129.23	111.92
Net Interest Income	177.2	164.1	147.35	137.76	179.31	159.13
Net Interest Income Growth	13.81%	11.37%	6.96%	-23.17%	12.68%	21.24%
Gain (Loss) on Sale of Assets	0.32	0.56	0.02	0.02	-0	0.01
Gain (Loss) on Sale of Investments	-4.24	-2.76	-3.44	-0.49	-1.33	0.33
Other Non-Interest Income	167.37	173.43	168.77	208.98	159.41	147.35
Total Non-Interest Income	163.37	171.23	165.35	208.51	158.08	147.68
Non-Interest Income Growth	1.05%	3.56%	-20.70%	31.90%	7.04%	11.33%
Revenues Before Loan Losses	340.58	335.33	312.7	346.26	337.39	306.8
Provision for Loan Losses	24.62	27.12	13.09	14.13	21.14	20.15
Revenue	315.95	308.21	299.6	332.13	316.25	286.66
Revenue Growth	6.04%	2.87%	-9.79%	5.02%	10.32%	17.81%
Occupancy Expenses	10.25	10.31	10.07	10.6	10.05	9.49
Selling, General & Administrative	0.82	0.82	0.92	0.52	0.67	0.36
Other Non-Interest Expense	208.3	206.31	201.21	200.22	198.25	186.12
Total Non-Interest Expense	219.36	217.44	212.19	211.34	208.97	195.97
EBT Excluding Unusual Items	96.59	90.77	87.41	120.8	107.28	90.69
Pretax Income	96.59	90.77	87.41	120.8	107.28	90.69
Income Tax Expense	11.32	8.54	6.87	8.96	13.66	18.15
Net Income	85.27	82.23	80.55	111.84	93.62	72.54
Net Income to Common	85.27	82.23	80.55	111.84	93.62	72.54
Net Income Growth	7.88%	2.10%	-27.98%	19.45%	29.06%	58.67%
Basic Shares Outstanding	6	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change	-0.08%	-0.27%	-0.18%	-0.18%	-0.34%	-0.06%
EPS (Basic)	13.65	13.17	12.86	17.83	14.90	11.51
EPS (Diluted)	13.65	13.17	12.86	17.83	14.90	11.51
EPS Growth	7.98%	2.37%	-27.85%	19.67%	29.50%	58.76%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	3.400	3.400	3.210	3.190	3.280	2.980
Dividend Growth	5.92%	5.92%	0.63%	-2.74%	10.07%	2.05%
Effective Tax Rate	11.72%	9.41%	7.85%	7.42%	12.73%	20.01%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 28, 2026

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