Younited Financial Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-1.72	-83.44	-49.68	-78.92	-22.76
Depreciation & Amortization	8.05	3.54	3.32	3.16	3.06
Other Amortization	18.37	23.73	18.37	12.26	8.71
Gain on Sale of Loans & Receivables	-1.27	-5.73	2.57	-0.62	-6.04
Provision for Credit Losses	50.06	46.5	57.89	88.66	13.7
Stock-Based Compensation	4.46	31.71	2.88	4.47	3.75
Change in Other Net Operating Assets	-63.91	-248.82	215.3	-230.75	-129.15
Other Operating Activities	-67.43	9.02	-6.96	6.46	6.51
Operating Cash Flow	-53.38	-223.49	243.68	-195.28	-122.22
Capital Expenditures	-15.08	-21.36	-25.17	-24.38	-12.94
Sale of Property, Plant & Equipment	2.87	-	-	-	-
Cash Acquisitions	-0.97	-	-	-	-
Investment in Securities	6.92	48.6	-71.17	139.86	37.29
Other Investing Activities	-	-0	-	-	-
Investing Cash Flow	-6.27	27.24	-96.33	115.48	24.35
Long-Term Debt Repaid	-2.26	-3.74	-3.51	-3.27	-3.13
Net Debt Issued (Repaid)	-2.26	-3.74	-3.51	-3.27	-3.13
Issuance of Common Stock	-	166.51	28.54	59.35	107.77
Financing Cash Flow	-2.26	162.77	25.03	56.08	104.64
Foreign Exchange Rate Adjustments	0.1	0.04	-	-	-
Net Cash Flow	-61.81	-33.44	172.38	-23.72	6.77
Free Cash Flow	-68.46	-244.85	218.52	-219.65	-135.16
Free Cash Flow Margin	-71.61%	-508.30%	498.14%	-2242.51%	-298.13%
Free Cash Flow Per Share	-1.49	-9.81	9.40	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.