Younited Financial Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	106.37	98.25	73.81	83.48	47.27	15.76
Total Interest Expense	37.42	32.11	30.44	22.09	8.51	5.45
Net Interest Income	68.94	66.14	43.38	61.39	38.76	10.31
Gain (Loss) on Sale of Investments	8.34	8.34	2.84	2.8	-0.02	5.66
Other Revenue	72.93	71.19	48.46	37.57	59.72	43.06
Revenue Before Loan Losses	150.22	145.67	94.67	101.76	98.46	59.04
Provision for Loan Losses	43.69	50.06	46.5	57.89	88.66	13.7
Revenue	106.52	95.6	48.17	43.87	9.8	45.34
Revenue Growth	84.78%	98.47%	9.81%	347.84%	-78.40%	-
Salaries & Employee Benefits	40.96	41.41	37.85	36.67	38.9	30.13
Other Operating Expenses	46.06	45.74	66.02	34.4	34.16	25.85
Total Operating Expenses	113.25	113.57	131.14	92.75	88.46	67.71
Operating Income	-6.73	-17.97	-82.97	-48.88	-78.66	-22.37
Pretax Income	-6.73	-17.97	-82.97	-48.88	-78.66	-22.37
Income Tax Expense	-17.05	-16.26	0.47	0.8	0.26	0.39
Net Income	10.32	-1.72	-83.44	-49.68	-78.92	-22.76
Net Income to Common	10.32	-1.72	-83.44	-49.68	-78.92	-22.76
Net Income Growth	-	-	-	-	-	-
Shares Outstanding (Basic)	49	46	25	23	-	-
Shares Outstanding (Diluted)	49	46	25	23	-	-
Shares Change	7.05%	83.82%	7.30%	-	-	-
EPS (Basic)	0.21	-0.04	-3.34	-2.14	-	-
EPS (Diluted)	0.21	-0.04	-3.34	-2.14	-	-
EPS Growth	-	-	-	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-94.1	-68.46	-244.85	218.52	-219.65	-135.16
Free Cash Flow Per Share	-1.94	-1.49	-9.81	9.40	-	-
Operating Margin	-6.31%	-18.80%	-172.25%	-111.43%	-803.09%	-49.35%
Profit Margin	9.69%	-1.80%	-173.22%	-113.25%	-805.70%	-50.21%
Free Cash Flow Margin	-88.34%	-71.61%	-508.30%	498.14%	-2242.51%	-298.13%