ABN AMRO Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	14,388	14,205	16,757	15,849	7,698	6,760
Interest Income on Investments	243	253	351	334	236	258
Total Interest Income	14,631	14,458	17,108	16,183	7,934	7,018
Interest Paid on Deposits	7,922	8,019	10,532	9,812	2,455	1,397
Interest Paid on Borrowings	128	103	72	92	57	411
Total Interest Expense	8,050	8,122	10,604	9,904	2,512	1,808
Net Interest Income	6,581	6,336	6,504	6,279	5,422	5,210
Net Interest Income Growth	2.83%	-2.58%	3.58%	15.81%	4.07%	-11.14%
Income From Trading Activities	258	219	283	213	282	145
Gain (Loss) on Sale of Assets	1	1	-22	33	147	330
Gain (Loss) on Sale of Equity Investments	6	28	9	41	107	23
Other Non-Interest Income	2,297	2,163	2,160	2,127	1,882	1,996
Total Non-Interest Income	2,559	2,382	2,359	2,339	2,419	2,386
Non-Interest Income Growth	7.30%	0.97%	0.85%	-3.31%	1.38%	16.22%
Revenues Before Loan Losses	9,140	8,718	8,863	8,618	7,841	7,596
Provision for Loan Losses	112	20	-21	-158	39	-46
Revenue	9,028	8,698	8,884	8,776	7,802	7,642
Revenue Growth	2.52%	-2.09%	1.23%	12.48%	2.09%	36.15%
Salaries and Employee Benefits	3,181	3,104	2,776	2,492	2,458	2,324
Occupancy Expenses	196	174	160	169	175	195
Selling, General & Administrative	2,178	2,326	2,531	2,490	2,796	3,137
Other Non-Interest Expense	3	2	1	-1	-1	149
Total Non-Interest Expense	5,558	5,606	5,468	5,150	5,428	5,805
EBT Excluding Unusual Items	3,470	3,092	3,416	3,626	2,374	1,837
Asset Writedown	-6	-6	-	-3	3	1
Pretax Income	3,464	3,086	3,416	3,544	2,377	1,838
Income Tax Expense	964	834	1,013	847	509	604
Earnings From Continuing Operations	2,500	2,252	2,403	2,697	1,868	1,234
Minority Interest in Earnings	-	-	-	-	-	-3
Net Income	2,500	2,252	2,403	2,697	1,868	1,231
Preferred Dividends & Other Adjustments	215	217	120	92	92	91
Net Income to Common	2,285	2,035	2,283	2,605	1,776	1,140
Net Income Growth	13.01%	-10.86%	-12.36%	46.68%	55.79%	-
Basic Shares Outstanding	822	830	841	872	908	940
Diluted Shares Outstanding	822	830	841	872	908	940
Shares Change	-1.35%	-1.30%	-3.55%	-3.99%	-3.44%	-
EPS (Basic)	2.78	2.45	2.72	2.99	1.96	1.21
EPS (Diluted)	2.78	2.45	2.72	2.99	1.96	1.21
EPS Growth	14.55%	-9.69%	-9.13%	52.77%	61.70%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.380	1.240	1.350	1.510	0.990	0.610
Dividend Growth	-26.98%	-8.15%	-10.60%	52.52%	62.30%	-
Effective Tax Rate	27.83%	27.02%	29.65%	23.90%	21.41%	32.86%