ALBIS Leasing AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	12.63	11.09	11.24	9.67	9.25
Net Interest Income Growth	13.84%	-1.34%	16.32%	4.53%	16.08%
Non-Interest Income	13.24	15.22	13.7	12.35	12.15
Non-Interest Income Growth	-13.02%	11.09%	10.96%	1.61%	-15.29%
Revenues Before Loan Losses	25.86	26.31	24.94	22.01	21.4
Provision for Credit Losses	2.66	2.15	2.63	1.56	2.35
Revenue	23.21	24.16	22.31	20.45	19.05
Revenue Growth (YoY)	-3.96%	8.31%	9.10%	7.36%	3.43%
Compensation Expenses	8.46	8.45	8.86	9.83	9.53
Selling, General & Admin	9.05	9.91	9.04	9.1	8.53
Total Non-Interest Expense	17.52	18.36	17.9	18.94	18.06
Pretax Income	5.69	5.8	4.41	1.51	0.99
Provision for Income Taxes	1.67	0.54	-0.11	0.29	-0.3
Net Income	4.02	5.27	4.52	1.23	1.29
Net Income to Common	4.02	5.27	4.52	1.23	1.29
Net Income Growth	-23.63%	16.46%	269.06%	-4.82%	25.44%
Shares Outstanding (Basic)	21	21	21	21	21
Shares Outstanding (Diluted)	21	21	21	21	21
Shares Change (YoY)	-	-	-	-	9.51%
EPS (Basic)	0.19	0.25	0.21	0.06	0.06
EPS (Diluted)	0.19	0.25	0.21	0.06	0.06
EPS Growth	-23.39%	16.43%	267.24%	-4.92%	15.09%
Free Cash Flow	0.19	3.94	17.24	-0.43	-7.02
Free Cash Flow Growth	-95.31%	-77.13%	-	-	-
Free Cash Flow Per Share	0.01	0.19	0.81	-0.02	-0.33
Dividends Per Share	0.100	0.090	0.050	-	-
Dividend Growth	11.11%	80.00%	-	-	-
Profit Margin	17.33%	21.79%	20.27%	5.99%	6.76%
FCF Margin	0.80%	16.32%	77.30%	-2.08%	-36.87%
Effective Tax Rate	29.34%	9.29%	-2.52%	18.98%	-30.29%