UmweltBank AG (ETR:UBK)
Germany · Delayed Price · Currency is EUR 3.600
-0.250 (-6.49%)
Jun 5, 2026, 5:30 PM CET
UmweltBank AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | - | 115.32 | 81.76 | 63.32 | 62.53 |
Interest Income on Investments | - | 10.19 | 19.57 | 11.09 | 8.36 |
Total Interest Income | - | 125.5 | 101.34 | 74.4 | 70.9 |
Interest Paid on Deposits | - | 86.3 | 62.53 | 15.61 | 7.66 |
Net Interest Income | 58.45 | 39.2 | 38.81 | 58.79 | 63.24 |
Net Interest Income Growth (YoY) | 49.11% | 1.00% | -33.98% | -7.03% | 21.37% |
Income From Trading Activities | - | - | 0.6 | 2.27 | 3.99 |
Gain (Loss) on Sale of Investments | - | -14.09 | -11.5 | 19.85 | 0.18 |
Gain (Loss) on Sale of Equity Investments | - | 3.7 | 1.39 | 2.43 | 2.07 |
Other Non-Interest Income | 25.92 | 29.64 | 29.06 | 10.01 | 7.26 |
Total Non-Interest Income | 25.92 | 19.26 | 19.55 | 34.56 | 13.5 |
Non-Interest Income Growth (YoY) | 34.63% | -1.51% | -43.43% | 155.97% | -10.91% |
Revenues Before Loan Losses | 84.37 | 58.45 | 58.36 | 93.35 | 76.74 |
Provision for Loan Losses | 6.03 | 4.93 | -4.66 | 9.58 | 3 |
| 78.34 | 53.52 | 63.02 | 83.77 | 73.74 | |
Revenue Growth (YoY) | 46.37% | -15.07% | -24.77% | 13.60% | 11.52% |
Salaries and Employee Benefits | 30.29 | 26.2 | 25.7 | 19.88 | 17.15 |
Occupancy Expenses | 0.61 | 7.01 | 5.12 | 0.71 | 0.93 |
Selling, General & Administrative | 41 | 41.24 | 33.07 | 21.58 | 16.51 |
Other Non-Interest Expense | -5 | -5.28 | -1.69 | 13.4 | 7.06 |
Total Non-Interest Expense | 66.91 | 67.46 | 63.1 | 55.56 | 41.65 |
EBT Excluding Unusual Items | 11.44 | -13.94 | -0.08 | 28.21 | 32.09 |
Pretax Income | 11.44 | -13.94 | -0.08 | 28.21 | 32.09 |
Income Tax Expense | -2.82 | 12.47 | -0.75 | 8.66 | 12.71 |
Net Income | 14.26 | -26.41 | 0.66 | 19.55 | 19.38 |
Net Income to Common | 14.26 | -26.41 | 0.66 | 19.55 | 19.38 |
Net Income Growth | - | - | -96.60% | 0.90% | 4.75% |
Basic Shares Outstanding | 42 | 36 | 36 | 36 | 35 |
Diluted Shares Outstanding | 42 | 36 | 36 | 36 | 35 |
Shares Change (YoY) | 16.13% | 0.18% | 1.08% | 0.64% | 14.29% |
EPS (Basic) | 0.34 | -0.73 | 0.02 | 0.55 | 0.55 |
EPS (Diluted) | 0.34 | -0.73 | 0.02 | 0.55 | 0.55 |
EPS Growth | - | - | -96.64% | 0.25% | -8.35% |
Dividend Per Share | 0.050 | - | - | 0.330 | 0.330 |
Effective Tax Rate | - | - | - | 30.70% | 39.61% |