UmweltBank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	78.26	77.66	232.59	0.67	0.81
Securities and Investments	2,331	1,491	6,094	4.75	1.93
Short-Term Interbank Lending and Reverse Repurchase Agreements	4,613	4,054	28.06	0.01	0.01
Trading Assets	0	0	5.57	0.01	0
Gross Loans	2,982	3,138	3,336	3.14	3.07
Net Loans	2,982	3,138	3,336	3.14	3.07
Net Property, Plant & Equipment	402.07	458.92	348.66	0.06	0.05
Other Intangible Assets	1.01	1.48	4.78	0	0
Long-Term Investments	25.32	25.23	37.89	0.04	0.04
Other Non-Earning Assets	60.23	52.65	42.68	0.01	0.01
Total Assets	7,031	6,486	5,947	5.98	5.93
Interest-bearing deposits	5,751	4,922	3,930	1	0.88
Noninterest-bearing deposits	3,309	2,698	1,768	2.17	1.83
Total Deposits	4,530	3,810	2,849	3.18	2.71
Short-Term Interbank Borrowing and Repurchase Agreements	3,776	4,128	4,928	4.5	2.44
Accrued Expenses	43.63	51.79	36.14	0.02	0.01
Long-Term Debt	222.52	222.29	221.65	0.13	0.13
Other Liabilities	20.54	36.13	27.16	0.01	0.01
Total Liabilities	8,593	8,248	8,063	7.83	5.3
Common Stock	41.4	36.11	36.05	0	0.04
Treasury Stock	-	-	-	-0.04	-
Additional Paid-in Capital	124.17	108.67	108.67	0.11	0.1
Retained Earnings	328.84	322.65	363.05	0.36	0.24
Minority Interest	8.6	8.96	6.79	-	-
Shareholders' Equity	262.35	231.51	268.98	0.43	0.38
Total Liabilities & Equity	7,031	6,486	5,947	5.98	5.93
Total Debt	222.52	222.29	221.65	0.13	0.13
Net Cash (Debt)	-222.52	-222.29	-221.65	-0.13	-0.13
Net Cash Per Share	-5.38	-6.16	-6.14	-0.00	-0.00
Book Value	262.35	231.51	268.98	0.43	0.38
Book Value Per Share	6.34	6.41	7.45	0.01	0.01
Tangible Book Value	261.34	230.03	264.19	0.43	0.38
Tangible Book Value Per Share	6.31	6.37	7.32	0.01	0.01