UmweltBank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investment Securities	744.2	773.25	2,083	2,425	1,969	1,951
Trading Asset Securities	3.51	-	5.57	10.47	4.46	-
Total Investments	747.71	773.25	2,089	2,436	1,973	1,951
Gross Loans	3,037	3,138	3,336	3,139	3,073	2,793
Net Loans	3,037	3,138	3,336	3,139	3,073	2,793
Property, Plant & Equipment	472.92	424.9	296.92	58.34	47.2	39.84
Other Intangible Assets	0.61	0.74	2.39	0.28	0.54	0.81
Other Receivables	2,177	2,047	25.56	5.94	13.8	56.16
Restricted Cash	40.93	38.83	116.3	332.81	814.23	98.67
Other Current Assets	1.74	9.09	9.88	0.32	2.56	2.8
Long-Term Deferred Tax Assets	3.37	3.26	7.11	3.5	1.78	1.16
Other Long-Term Assets	68.32	51.77	63.41	4.8	1.69	1.13
Total Assets	6,550	6,486	5,947	5,981	5,928	4,944
Accounts Payable	-	-	-	0.88	0.47	0.55
Accrued Expenses	0.21	18.54	14.97	14.25	13.2	11.46
Interest Bearing Deposits	3,913	1,112	1,081	1,004	878.05	1,142
Non-Interest Bearing Deposits	-	2,698	1,768	2,173	1,833	1,552
Total Deposits	3,913	3,810	2,849	3,176	2,711	2,694
Short-Term Borrowings	-	0	6.52	0.05	0.67	0.14
Current Portion of Long-Term Debt	-	130.05	586.42	382.74	86.45	182
Current Income Taxes Payable	-	8.87	1.54	1.06	1.68	1.23
Accrued Interest Payable	-	0.25	0.37	0.51	1.68	1.47
Other Current Liabilities	-	14.47	7.81	-	0.84	0.97
Long-Term Debt	2,153	2,067	2,004	1,953	2,442	1,709
Long-Term Deferred Tax Liabilities	9.64	9.75	9.57	-	-	-
Other Long-Term Liabilities	41.5	10.14	10.98	195.41	424.81	180.47
Total Liabilities	6,118	6,069	5,491	5,724	5,683	4,781
Common Stock	257.55	36.11	36.05	35.66	35.44	31.01
Retained Earnings	-	77.77	104.95	115.56	107.71	98.57
Comprehensive Income & Other	174.34	294.3	307.65	105.28	101.97	33.32
Total Common Equity	431.89	408.17	448.64	256.5	245.12	162.89
Minority Interest	-	8.96	6.79	-	-	-
Shareholders' Equity	431.89	417.13	455.43	256.5	245.12	162.89
Total Liabilities & Equity	6,550	6,486	5,947	5,981	5,928	4,944
Total Debt	2,153	2,197	2,597	2,336	2,529	1,891
Net Cash (Debt)	-2,150	-2,197	-2,591	-2,325	-2,524	-1,891
Net Cash Per Share	-	-60.84	-71.89	-65.20	-71.23	-61.00
Filing Date Shares Outstanding	-	36.11	36.05	35.66	35.44	31.01
Total Common Shares Outstanding	-	36.11	36.05	35.66	35.44	31.01
Book Value Per Share	-	11.30	12.45	7.19	6.92	5.25
Tangible Book Value	431.28	407.43	446.25	256.22	244.58	162.09
Tangible Book Value Per Share	-	11.28	12.38	7.18	6.90	5.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.