UmweltBank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investment Securities	-	773.25	2,083	2,425	1,969
Trading Asset Securities	-	-	5.57	10.47	4.46
Total Investments	-	773.25	2,089	2,436	1,973
Gross Loans	-	3,138	3,336	3,139	3,073
Net Loans	-	3,138	3,336	3,139	3,073
Property, Plant & Equipment	-	424.9	296.92	58.34	47.2
Other Intangible Assets	-	0.74	2.39	0.28	0.54
Other Receivables	-	2,047	25.56	5.94	13.8
Restricted Cash	-	38.83	116.3	332.81	814.23
Other Current Assets	-	9.09	9.88	0.32	2.56
Long-Term Deferred Tax Assets	-	3.26	7.11	3.5	1.78
Other Long-Term Assets	-	51.77	63.41	4.8	1.69
Total Assets	-	6,486	5,947	5,981	5,928
Accounts Payable	-	-	-	0.88	0.47
Accrued Expenses	-	18.54	14.97	14.25	13.2
Interest Bearing Deposits	-	1,112	1,081	1,004	878.05
Non-Interest Bearing Deposits	-	2,698	1,768	2,173	1,833
Total Deposits	-	3,810	2,849	3,176	2,711
Short-Term Borrowings	-	0	6.52	0.05	0.67
Current Portion of Long-Term Debt	-	130.05	586.42	382.74	86.45
Current Income Taxes Payable	-	8.87	1.54	1.06	1.68
Accrued Interest Payable	-	0.25	0.37	0.51	1.68
Other Current Liabilities	-	14.47	7.81	-	0.84
Long-Term Debt	-	2,067	2,004	1,953	2,442
Long-Term Deferred Tax Liabilities	-	9.75	9.57	-	-
Other Long-Term Liabilities	-	10.14	10.98	195.41	424.81
Total Liabilities	-	6,069	5,491	5,724	5,683
Common Stock	-	36.11	36.05	35.66	35.44
Retained Earnings	-	77.77	104.95	115.56	107.71
Comprehensive Income & Other	-	294.3	307.65	105.28	101.97
Total Common Equity	-	408.17	448.64	256.5	245.12
Minority Interest	-	8.96	6.79	-	-
Shareholders' Equity	-	417.13	455.43	256.5	245.12
Total Liabilities & Equity	-	6,486	5,947	5,981	5,928
Total Debt	-	2,197	2,597	2,336	2,529
Net Cash (Debt)	-	-2,197	-2,591	-2,325	-2,524
Net Cash Per Share	-	-60.84	-71.89	-65.20	-71.23
Filing Date Shares Outstanding	41.94	36.11	36.05	35.66	35.44
Total Common Shares Outstanding	41.94	36.11	36.05	35.66	35.44
Book Value Per Share	-	11.30	12.45	7.19	6.92
Tangible Book Value	-	407.43	446.25	256.22	244.58
Tangible Book Value Per Share	-	11.28	12.38	7.18	6.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.