UmweltBank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-26.41	0.66	-	-	18.5
Depreciation & Amortization	7.01	5.12	-	-	0.73
Gain (Loss) on Sale of Assets	18.15	-0.02	-	-	-1.46
Total Asset Writedown	2.15	11.55	-	-	-3.69
Provision for Credit Losses	4.93	-	-	-	1.13
Change in Other Net Operating Assets	-2,259	-186.74	-	-	493.65
Other Operating Activities	-17.87	13.97	-	-	5.8
Operating Cash Flow	-2,272	-155.45	-	-	514.66
Operating Cash Flow Growth	-	-	-	-	3902.93%
Capital Expenditures	-40.33	-44.53	-	-	-37.75
Sale of Property, Plant and Equipment	34.96	1.72	-	-	0.2
Investment in Securities	1,242	317.06	-	-	-591.79
Purchase / Sale of Intangibles	-0.24	-0.37	-	-	-0.45
Investing Cash Flow	1,236	273.89	-	-	-629.8
Long-Term Debt Issued	-	-	-	-	14.57
Net Debt Issued (Repaid)	-	-	-	-	14.57
Issuance of Common Stock	0	4.58	-	-	3.93
Common Dividends Paid	-	-11.77	-	-	-
Net Increase (Decrease) in Deposit Accounts	958.53	-327.45	-	-	164.88
Other Financing Activities	-0.6	-0.31	-	-	-10.1
Financing Cash Flow	957.94	-334.94	-	-	173.28
Net Cash Flow	-77.46	-216.51	-	-	58.15
Free Cash Flow	-2,312	-199.98	-	-	476.91
Free Cash Flow Growth	-	-	-	-	4327.69%
Free Cash Flow Margin	-4319.39%	-317.34%	-	-	721.24%
Free Cash Flow Per Share	-64.02	-5.55	-	-	15.38
Cash Interest Paid	86.3	49.08	-	-	15.5
Cash Income Tax Paid	15.63	-1.72	-	-	9.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.