Wüstenrot & Württembergische AG (ETR:WUW)

ETR:WUW Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	4,156	4,066	3,801	3,463	4,638	4,415
Total Interest & Dividend Income	973	548	572	1,602	1,532	1,520
Gain (Loss) on Sale of Investments	-867	97	183	-167.28	1,125	-156.34
Other Revenue	1,368	671	744	-304.98	571.23	1,286
Total Revenue	5,630	5,382	5,300	4,593	7,866	7,065
Revenue Growth (YoY)	6.87%	1.55%	15.40%	-41.61%	11.34%	-5.13%
Policy Benefits	3,887	4,082	3,679	3,154	5,150	4,455
Policy Acquisition & Underwriting Costs	220	217	312	323.93	819.46	754.89
Depreciation & Amortization	87	72	83	75.61	73.3	77.42
Selling, General & Administrative	-277.6	-237	-196	-213.86	349.08	338.06
Other Operating Expenses	-101	-85	-49	-163.29	-60.26	-41.41
Total Operating Expenses	4,510	4,709	4,486	3,826	6,942	6,238
Operating Income	1,120	673	814	766.92	924.03	827.08
Interest Expense	-670	-610	-468	-357.78	-430.56	-472
Currency Exchange Gain (Loss)	-259	-11	-158	-112.92	-6.54	-104.98
EBT Excluding Unusual Items	191	52	188	296.22	486.94	250.1
Merger & Restructuring Charges	-	-	-	-	-	-11.2
Gain (Loss) on Sale of Assets	14	13	14	21.04	-0.32	42.91
Asset Writedown	-38	-38	-	-	-5.96	0.06
Other Unusual Items	-	-	-	-	-	25
Pretax Income	167	27	202	317.25	480.66	306.87
Income Tax Expense	26	-9	61	79.6	128.51	96.12
Earnings From Continuing Ops.	141	36	141	237.66	352.15	210.75
Minority Interest in Earnings	-2	-2	-2	-2.24	-1.63	-0.84
Net Income	139	34	139	235.42	350.53	209.91
Net Income to Common	139	34	139	235.42	350.53	209.91
Net Income Growth	-	-75.54%	-40.96%	-32.84%	66.99%	-15.39%
Shares Outstanding (Basic)	94	94	94	94	94	94
Shares Outstanding (Diluted)	94	94	94	94	94	94
Shares Change (YoY)	-0.03%	-0.05%	0.01%	-0.08%	0.06%	0.05%
EPS (Basic)	1.48	0.36	1.48	2.51	3.74	2.24
EPS (Diluted)	1.48	0.36	1.48	2.51	3.74	2.24
EPS Growth	-	-75.53%	-40.96%	-32.78%	66.89%	-15.43%
Free Cash Flow	2,049	265	-178	-2,357	-912.94	275.13
Free Cash Flow Per Share	21.87	2.83	-1.90	-25.15	-9.73	2.94
Dividend Per Share	0.650	0.650	0.650	0.650	0.650	0.650
Operating Margin	19.89%	12.50%	15.36%	16.70%	11.75%	11.71%
Profit Margin	2.47%	0.63%	2.62%	5.13%	4.46%	2.97%
Free Cash Flow Margin	36.39%	4.92%	-3.36%	-51.32%	-11.61%	3.89%
EBITDA	1,185	723	871	824.84	1,024	920.34
EBITDA Margin	21.05%	13.43%	16.43%	17.96%	13.01%	13.03%
D&A For EBITDA	65	50	57	57.92	99.59	93.27
EBIT	1,120	673	814	766.92	924.03	827.08
EBIT Margin	19.89%	12.50%	15.36%	16.70%	11.75%	11.71%
Effective Tax Rate	15.57%	-	30.20%	25.09%	26.73%	31.32%

Updated Nov 15, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.