Wüstenrot & Württembergische AG (ETR:WUW)
Germany flag Germany · Delayed Price · Currency is EUR
14.52
-0.02 (-0.14%)
Aug 6, 2026, 5:35 PM CET

ETR:WUW Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,88114,16813,31210,3049,40118,750
Revenue Growth
11.45%6.43%29.19%9.60%-49.86%12.48%
Net Income
12112133139235.42350.53
Earnings Per Share
1.291.290.351.482.513.74
EPS Growth
269.16%269.16%-76.35%-41.04%-32.89%66.96%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Housing
1,1041,1041,086988860.61814.58
Life and Health Insurance
2,3112,3112,2982,1802,0503,474
Property/Casualty Insurance
3,0833,0832,9002,7102,4332,289
All Other
216216212284388.25191.56
Consolidation/Reconciliation
-192-192-188-186-166.059.55
Total
6,5226,5226,3085,9765,5666,779

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,1131,1139971,0461,20072.14
Total Debt
5,5105,5103,7713,4842,5272,507
Net Cash (Debt)
-5,510-5,510-3,771-3,484-2,527-2,507
Net Cash Growth
------
Net Cash Per Share
-58.84-58.84-40.26-37.18-26.97-26.73

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
983983333-108-2,234-795.99
Capital Expenditures
-43-43-68-70-122.61-116.96
Free Cash Flow
940940265-178-2,357-912.94
Free Cash Flow Growth
254.72%254.72%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
1.53%1.50%0.20%1.96%3.37%2.56%
Profit Margin
0.87%0.85%0.26%1.37%2.53%1.88%
FCF Margin
6.77%6.63%1.99%-1.73%-25.07%-4.87%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6500.6500.6500.6500.6500.650
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
4.47%4.48%5.60%4.88%4.21%3.68%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.2511.2533.269.016.154.72
Forward PE
9.437.517.086.355.936.37
P/FCF Ratio
1.451.454.11---
PS Ratio
0.230.100.080.120.150.09