Wüstenrot & Württembergische AG (ETR:WUW)
Germany flag Germany · Delayed Price · Currency is EUR
14.24
+0.12 (0.85%)
Aug 27, 2026, 9:00 AM CET

ETR:WUW Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,7945,7995,3805,3004,5937,866
Revenue Growth
-0.09%7.79%1.51%15.40%-41.61%11.34%
Operating Income
1,0551,245672814766.92924.03
Net Income
13512133139235.42350.53
Earnings Per Share
1.441.290.351.482.513.74
EPS Growth
11.54%266.43%-76.25%-40.96%-32.78%66.89%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Housing
1,2001,1041,086988860.61814.58
Life and Health Insurance
2,3102,3112,2982,1802,0503,474
All Other
225216212284388.25191.56
Property/Casualty Insurance
3,0953,0832,9002,7102,4332,289
Consolidation/Reconciliation
-186-192-188-186-166.059.55
Total
6,6446,5226,3085,9765,5666,779

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,3211,1139971,0461,20072.14
Total Debt
9,5638,2835,0985,7705,3334,838
Net Cash (Debt)
-8,242-7,170-4,101-4,724-4,132-4,765
Net Cash Growth
------
Net Cash Per Share
-87.91-76.50-43.78-50.41-44.10-50.81

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
580983333-108-2,234-795.99
Capital Expenditures
-52-43-68-70-122.61-116.96
Free Cash Flow
528940265-178-2,357-912.94
Free Cash Flow Growth
-43.83%254.72%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
18.21%21.47%12.49%15.36%16.70%11.75%
Pretax Margin
4.25%3.66%0.48%3.81%6.91%6.11%
Profit Margin
2.33%2.09%0.61%2.62%5.13%4.46%
FCF Margin
9.11%16.21%4.93%-3.36%-51.32%-11.61%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6500.6500.6500.6500.6500.650
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
4.63%4.67%6.11%5.60%5.03%4.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.8111.2533.038.996.144.72
Forward PE
9.177.517.086.355.936.37
P/FCF Ratio
2.511.454.11---
PS Ratio
0.230.240.200.240.320.21