Nordea Bank Abp (FRA:04Q)

Nordea Bank Abp Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	15,401	18,580	17,303	7,937	5,116
Interest Income on Investments	1,849	2,500	2,426	879	565
Total Interest Income	17,250	21,080	19,729	8,816	5,681
Interest Paid on Deposits	10,083	13,486	12,278	3,474	1,167
Interest Paid on Borrowings	-	-	-	-322	-411
Total Interest Expense	10,083	13,486	12,278	3,152	756
Net Interest Income	7,167	7,594	7,451	5,664	4,925
Net Interest Income Growth (YoY)	-5.62%	1.92%	31.55%	15.00%	9.08%
Gain (Loss) on Sale of Assets	-	27	29	39	34
Gain (Loss) on Sale of Investments	353	2,752	1,967	-688	2,300
Gain (Loss) on Sale of Equity Investments	-2	10	-3	-8	-6
Other Non-Interest Income	4,225	1,632	2,349	4,755	2,169
Total Non-Interest Income	4,576	4,421	4,342	4,098	4,497
Non-Interest Income Growth (YoY)	3.51%	1.82%	5.95%	-8.87%	16.59%
Revenues Before Loan Losses	11,743	12,015	11,793	9,762	9,422
Provision for Loan Losses	21	198	187	112	118
Revenue	11,722	11,817	11,606	9,650	9,304
Revenue Growth (YoY)	-0.80%	1.82%	20.27%	3.72%	24.65%
Salaries and Employee Benefits	3,234	3,091	2,888	2,781	2,725
Occupancy Expenses	610	562	609	586	605
Selling, General & Administrative	1,441	1,545	1,226	1,120	1,036
Other Non-Interest Expense	116	117	316	322	224
Total Non-Interest Expense	5,402	5,323	5,019	4,822	4,507
EBT Excluding Unusual Items	6,320	6,494	6,587	4,828	4,797
Asset Writedown	-4	54	-249	-66	139
Pretax Income	6,316	6,548	6,338	4,762	4,936
Income Tax Expense	1,476	1,489	1,404	1,175	1,105
Earnings From Continuing Operations	4,840	5,059	4,934	3,587	3,831
Minority Interest in Earnings	-	-	-	2	-
Net Income	4,840	5,059	4,934	3,589	3,831
Preferred Dividends & Other Adjustments	26	26	26	26	26
Net Income to Common	4,814	5,033	4,908	3,563	3,805
Net Income Growth	-4.33%	2.53%	37.48%	-6.32%	69.14%
Basic Shares Outstanding	3,463	3,501	3,576	3,779	4,023
Diluted Shares Outstanding	3,463	3,505	3,579	3,782	4,025
Shares Change (YoY)	-1.19%	-2.07%	-5.37%	-6.04%	-0.35%
EPS (Basic)	1.39	1.44	1.37	0.94	0.95
EPS (Diluted)	1.39	1.44	1.37	0.94	0.95
EPS Growth	-3.31%	4.93%	45.75%	-0.61%	71.97%
Dividend Per Share	0.960	0.940	0.920	0.800	0.690
Dividend Growth	2.13%	2.17%	15.00%	15.94%	76.92%
Effective Tax Rate	23.37%	22.74%	22.15%	24.68%	22.39%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.