FRA:0CKA Income Statement

Financials in millions HUF. Fiscal year is January - December.

Millions HUF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	26,073	21,844	17,910	12,236	22,333	19,626
Total Interest & Dividend Income	2,368	3,194	2,690	3,358	403.68	610.79
Gain (Loss) on Sale of Investments	15	-	-	-2,487	11,544	3,820
Other Revenue	1,203	1,082	587	489.78	1,469	1,143
Total Revenue	29,659	26,120	21,187	13,597	35,749	25,200
Revenue Growth (YoY)	18.67%	23.28%	55.83%	-61.97%	41.86%	-19.67%
Policy Benefits	26,780	24,067	16,369	10,907	27,719	18,621
Policy Acquisition & Underwriting Costs	-	-	-	-	4,154	3,835
Selling, General & Administrative	-	-	-	-	14.91	22.16
Other Operating Expenses	920	630	219	391.4	1,968	2,306
Total Operating Expenses	27,700	24,697	16,588	11,298	33,855	24,784
Operating Income	1,959	1,423	4,599	2,298	1,894	415.52
Interest Expense	-19	-19	-11	-15.76	-12.73	-8.95
Currency Exchange Gain (Loss)	-222	-222	-948	-472.01	-84.24	-134.65
Other Non Operating Income (Expenses)	-	-	-	0.05	0.39	-0
EBT Excluding Unusual Items	1,718	1,182	3,640	1,811	1,797	271.92
Gain (Loss) on Sale of Assets	-	-	-	-	2.72	789.95
Asset Writedown	-	-	-3	-0.3	-13.55	19.9
Other Unusual Items	-	-	-	-	-	-173.89
Pretax Income	1,718	1,182	3,637	1,810	1,787	907.88
Income Tax Expense	141	-97	763	275.38	104.64	247.8
Earnings From Continuing Ops.	1,577	1,279	2,874	1,535	1,682	660.09
Net Income to Company	1,577	1,279	2,874	1,535	1,682	660.09
Minority Interest in Earnings	-	-	-	-	-6.81	7.71
Net Income	1,577	1,279	2,874	1,535	1,675	667.8
Net Income to Common	1,577	1,279	2,874	1,535	1,675	667.8
Net Income Growth	-65.78%	-55.50%	87.25%	-8.37%	150.83%	-
Shares Outstanding (Basic)	94	94	94	94	94	94
Shares Outstanding (Diluted)	94	94	94	94	94	94
Shares Change (YoY)	-	-	-	-	-	0.49%
EPS (Basic)	16.78	13.61	30.59	16.34	17.82	7.10
EPS (Diluted)	16.70	13.50	30.40	16.30	17.70	7.10
EPS Growth	-65.73%	-55.59%	86.50%	-7.91%	149.30%	-
Free Cash Flow	-4,536	2,305	4,666	1,524	4,217	-240.56
Free Cash Flow Per Share	-48.04	24.41	49.41	16.14	44.66	-2.55
Dividend Per Share	-	-	33.000	18.000	18.000	-
Dividend Growth	-	-	83.33%	-	-	-
Operating Margin	6.60%	5.45%	21.71%	16.90%	5.30%	1.65%
Profit Margin	5.32%	4.90%	13.56%	11.29%	4.69%	2.65%
Free Cash Flow Margin	-15.29%	8.82%	22.02%	11.21%	11.80%	-0.95%
EBITDA	2,316	1,745	4,930	2,543	2,172	705.42
EBITDA Margin	7.81%	6.68%	23.27%	18.71%	6.08%	2.80%
D&A For EBITDA	357	322	331	245.13	277.89	289.91
EBIT	1,959	1,423	4,599	2,298	1,894	415.52
EBIT Margin	6.60%	5.45%	21.71%	16.90%	5.30%	1.65%
Effective Tax Rate	8.21%	-	20.98%	15.21%	5.86%	27.29%
Revenue as Reported	-	-	-	-	36,405	25,610

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.