CIG Pannónia Életbiztosító Nyrt (FRA:0CKA)

FRA:0CKA Statistics

Total Valuation

FRA:0CKA has a market cap or net worth of EUR 91.49 million. The enterprise value is 83.50 million.

Market Cap	91.49M
Enterprise Value	83.50M

Important Dates

The last earnings date was Friday, November 28, 2025.

Earnings Date	Nov 28, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	93.95M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.28%
Float	38.49M

Valuation Ratios

The trailing PE ratio is 22.62.

PE Ratio	22.62
Forward PE	n/a
PS Ratio	1.20
PB Ratio	1.39
P/TBV Ratio	1.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.83, with an EV/FCF ratio of -7.18.

EV / Earnings	20.65
EV / Sales	1.07
EV / EBITDA	12.83
EV / EBIT	16.24
EV / FCF	-7.18

Financial Position

The company has a current ratio of 67.03, with a Debt / Equity ratio of 0.02.

Current Ratio	67.03
Quick Ratio	45.19
Debt / Equity	0.02
Debt / EBITDA	0.23
Debt / FCF	-0.13
Interest Coverage	103.11

Financial Efficiency

Return on equity (ROE) is 6.36% and return on invested capital (ROIC) is 4.86%.

Return on Equity (ROE)	6.36%
Return on Assets (ROA)	0.67%
Return on Invested Capital (ROIC)	4.86%
Return on Capital Employed (ROCE)	1.00%
Revenue Per Employee	347,314
Profits Per Employee	18,467
Employee Count	207
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:0CKA has paid 361,600 in taxes.

Income Tax	361,600
Effective Tax Rate	8.21%

Stock Price Statistics

The stock price has increased by +4.00% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+4.00%
50-Day Moving Average	0.88
200-Day Moving Average	0.88
Relative Strength Index (RSI)	60.54
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:0CKA had revenue of EUR 76.06 million and earned 4.04 million in profits. Earnings per share was 0.04.

Revenue	76.06M
Gross Profit	7.38M
Operating Income	5.02M
Pretax Income	4.41M
Net Income	4.04M
EBITDA	5.94M
EBIT	5.02M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 9.30 million in cash and 1.49 million in debt, giving a net cash position of 7.81 million.

Cash & Cash Equivalents	9.30M
Total Debt	1.49M
Net Cash	7.81M
Net Cash Per Share	n/a
Equity (Book Value)	65.92M
Book Value Per Share	0.70
Working Capital	40.13M

Cash Flow

In the last 12 months, operating cash flow was -8.61 million and capital expenditures -3.03 million, giving a free cash flow of -11.63 million.

Operating Cash Flow	-8.61M
Capital Expenditures	-3.03M
Free Cash Flow	-11.63M
FCF Per Share	n/a

Margins

Gross margin is 9.71%, with operating and profit margins of 6.61% and 5.32%.

Gross Margin	9.71%
Operating Margin	6.61%
Pretax Margin	5.79%
Profit Margin	5.32%
EBITDA Margin	7.81%
EBIT Margin	6.61%
FCF Margin	n/a

Dividends & Yields

FRA:0CKA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.42%
FCF Yield	-12.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4