Card Factory plc (FRA:0CT)

Card Factory Statistics

Total Valuation

Card Factory has a market cap or net worth of EUR 388.97 million. The enterprise value is 615.11 million.

Market Cap	388.97M
Enterprise Value	615.11M

Important Dates

The last earnings date was Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	Nov 6, 2025

Share Statistics

Current Share Class	349.99M
Shares Outstanding	n/a
Shares Change (YoY)	+0.63%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	8.45%
Owned by Institutions (%)	87.75%
Float	316.73M

Valuation Ratios

The trailing PE ratio is 7.84 and the forward PE ratio is 6.10.

PE Ratio	7.84
Forward PE	6.10
PS Ratio	0.60
PB Ratio	0.99
P/TBV Ratio	n/a
P/FCF Ratio	3.64
P/OCF Ratio	3.24
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.40, with an EV/FCF ratio of 5.75.

EV / Earnings	12.40
EV / Sales	0.97
EV / EBITDA	4.40
EV / EBIT	6.89
EV / FCF	5.75

Financial Position

The company has a current ratio of 1.06, with a Debt / Equity ratio of 0.65.

Current Ratio	1.06
Quick Ratio	0.42
Debt / Equity	0.65
Debt / EBITDA	1.78
Debt / FCF	2.37
Interest Coverage	5.20

Financial Efficiency

Return on equity (ROE) is 13.18% and return on invested capital (ROIC) is 9.14%.

Return on Equity (ROE)	13.18%
Return on Assets (ROA)	7.93%
Return on Invested Capital (ROIC)	9.14%
Return on Capital Employed (ROCE)	14.77%
Revenue Per Employee	69,404
Profits Per Employee	5,352
Employee Count	9,266
Asset Turnover	0.90
Inventory Turnover	5.82

Taxes

In the past 12 months, Card Factory has paid 16.99 million in taxes.

Income Tax	16.99M
Effective Tax Rate	25.52%

Stock Price Statistics

The stock price has increased by +4.85% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+4.85%
50-Day Moving Average	1.10
200-Day Moving Average	1.07
Relative Strength Index (RSI)	51.09
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Card Factory had revenue of EUR 643.10 million and earned 49.59 million in profits. Earnings per share was 0.14.

Revenue	643.10M
Gross Profit	223.58M
Operating Income	90.75M
Pretax Income	66.59M
Net Income	49.59M
EBITDA	99.42M
EBIT	90.75M
Earnings Per Share (EPS)	0.14

Balance Sheet

The company has 23.58 million in cash and 253.40 million in debt, giving a net cash position of -229.82 million.

Cash & Cash Equivalents	23.58M
Total Debt	253.40M
Net Cash	-229.82M
Net Cash Per Share	n/a
Equity (Book Value)	392.12M
Book Value Per Share	1.12
Working Capital	7.86M

Cash Flow

In the last 12 months, operating cash flow was 120.23 million and capital expenditures -13.29 million, giving a free cash flow of 106.93 million.

Operating Cash Flow	120.23M
Capital Expenditures	-13.29M
Free Cash Flow	106.93M
FCF Per Share	n/a

Margins

Gross margin is 34.77%, with operating and profit margins of 14.11% and 7.71%.

Gross Margin	34.77%
Operating Margin	14.11%
Pretax Margin	10.35%
Profit Margin	7.71%
EBITDA Margin	15.46%
EBIT Margin	14.11%
FCF Margin	16.63%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 5.48%.

Dividend Per Share	0.06
Dividend Yield	5.48%
Dividend Growth (YoY)	-14.24%
Years of Dividend Growth	n/a
Payout Ratio	39.16%
Buyback Yield	-0.63%
Shareholder Yield	4.85%
Earnings Yield	12.75%
FCF Yield	27.49%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Card Factory has an Altman Z-Score of 2.25 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.25
Piotroski F-Score	5