Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	787.29	505.02	857.53	603.13	355.38
Investment Securities	2,473	1,496	1,543	1,404	902.54
Trading Asset Securities	88.35	20.68	20	44.06	31.71
Total Investments	2,562	1,517	1,563	1,448	934.25
Gross Loans	16,136	11,163	10,949	10,468	10,612
Allowance for Loan Losses	-	-281.15	-293.69	-249.96	-273.65
Net Loans	16,136	10,882	10,656	10,218	10,339
Property, Plant & Equipment	256.21	166.46	142.85	125.92	119.77
Goodwill	55.27	38.02	38.02	38.02	38.79
Other Intangible Assets	73.73	47.47	38.65	26.24	22.81
Investments in Real Estate	-	0.21	0.41	0.42	0.49
Accrued Interest Receivable	-	68.46	59.83	51.81	41.2
Other Receivables	818	333.03	399.66	449.76	796.8
Restricted Cash	-	73.19	25.49	6.15	29.37
Other Current Assets	250.77	0.8	0.81	1.09	2.04
Long-Term Deferred Tax Assets	-	171.43	238.83	264.26	284.13
Other Long-Term Assets	709.3	22.71	31	29.34	14.31
Total Assets	21,648	13,826	14,051	13,262	12,978
Accounts Payable	-	105.24	133.14	122.83	93.77
Accrued Expenses	-	65.08	61.27	44.11	39.21
Interest Bearing Deposits	11,257	6,039	5,588	5,209	5,731
Non-Interest Bearing Deposits	-	7.39	0.02	4.21	6.23
Total Deposits	11,257	6,046	5,588	5,213	5,737
Short-Term Borrowings	57.38	1,705	1,087	807.78	223.5
Current Income Taxes Payable	69.85	23.35	26.03	21.96	16.7
Other Current Liabilities	-	40.06	40.23	58.38	48.81
Long-Term Debt	7,460	3,867	5,173	5,142	4,836
Long-Term Leases	-	23.53	22.7	21.73	16.13
Pension & Post-Retirement Benefits	11.44	7.57	7.91	7.7	9.34
Long-Term Deferred Tax Liabilities	47.42	28.58	31.69	30.34	32.46
Other Long-Term Liabilities	605.32	165.98	185.91	194.29	300.57
Total Liabilities	19,508	12,078	12,358	11,665	11,354
Common Stock	61.82	53.81	53.81	53.81	53.81
Additional Paid-In Capital	229.09	85.39	84.11	83.77	102.97
Retained Earnings	254.7	1,632	1,592	1,518	1,465
Treasury Stock	-13.7	-20.97	-21.82	-22.1	-2.85
Comprehensive Income & Other	1,588	-17.42	-28.5	-48.53	-22.69
Total Common Equity	2,120	1,732	1,679	1,585	1,596
Minority Interest	20.8	15.84	14.24	12.43	27.79
Shareholders' Equity	2,141	1,748	1,694	1,598	1,624
Total Liabilities & Equity	21,648	13,826	14,051	13,262	12,978
Total Debt	7,517	5,595	6,283	5,972	5,076
Net Cash (Debt)	-6,641	-5,067	-5,404	-5,322	-4,662
Net Cash Per Share	-108.73	-94.92	-102.80	-100.97	-87.20
Filing Date Shares Outstanding	61.08	52.57	52.47	52.43	53.47
Total Common Shares Outstanding	61.08	52.57	52.47	52.43	53.47
Book Value Per Share	34.70	32.95	32.01	30.24	29.85
Tangible Book Value	1,991	1,647	1,603	1,521	1,534
Tangible Book Value Per Share	32.59	31.32	30.55	29.01	28.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.