Banca IFIS S.p.A. (FRA:0I6)

Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	634.4	505.02	857.53	603.13	355.38	291.6
Investment Securities	2,616	1,496	1,543	1,404	902.54	974.74
Trading Asset Securities	133.98	20.68	20	44.06	31.71	52.15
Total Investments	2,750	1,517	1,563	1,448	934.25	1,027
Gross Loans	15,873	11,163	10,949	10,468	10,612	9,448
Allowance for Loan Losses	-	-281.15	-293.69	-249.96	-273.65	-309.62
Net Loans	15,873	10,882	10,656	10,218	10,339	9,139
Property, Plant & Equipment	251.13	166.46	142.85	125.92	119.77	114.58
Goodwill	38.02	38.02	38.02	38.02	38.79	38.8
Other Intangible Assets	76.02	47.47	38.65	26.24	22.81	22.17
Investments in Real Estate	-	0.21	0.41	0.42	0.49	0.57
Accrued Interest Receivable	-	68.46	59.83	51.81	41.2	35.02
Other Receivables	729.62	333.03	399.66	449.76	796.8	1,000
Restricted Cash	-	73.19	25.49	6.15	29.37	30.06
Other Current Assets	-	0.8	0.81	1.09	2.04	1.15
Long-Term Deferred Tax Assets	-	171.43	238.83	264.26	284.13	307.18
Other Long-Term Assets	877.21	22.71	31	29.34	14.31	19.23
Total Assets	21,229	13,826	14,051	13,262	12,978	12,026
Accounts Payable	-	105.24	133.14	122.83	93.77	98.33
Accrued Expenses	0.91	65.08	61.27	44.11	39.21	33.26
Interest Bearing Deposits	10,707	6,039	5,588	5,209	5,731	5,637
Non-Interest Bearing Deposits	-	7.39	0.02	4.21	6.23	4.99
Total Deposits	10,707	6,046	5,588	5,213	5,737	5,642
Short-Term Borrowings	83.58	1,705	1,087	807.78	223.5	18.55
Current Income Taxes Payable	58.89	23.35	26.03	21.96	16.7	12.02
Other Current Liabilities	-2.58	40.06	40.23	58.38	48.81	60.06
Long-Term Debt	7,413	3,867	5,173	5,142	4,836	4,299
Long-Term Leases	-	23.53	22.7	21.73	16.13	16.89
Pension & Post-Retirement Benefits	12.38	7.57	7.91	7.7	9.34	9.24
Long-Term Deferred Tax Liabilities	37.31	28.58	31.69	30.34	32.46	36.14
Other Long-Term Liabilities	549.42	165.98	185.91	194.29	300.57	250.43
Total Liabilities	18,859	12,078	12,358	11,665	11,354	10,476
Common Stock	61.82	53.81	53.81	53.81	53.81	53.81
Additional Paid-In Capital	229.09	85.39	84.11	83.77	102.97	102.49
Retained Earnings	472.27	1,632	1,592	1,518	1,465	1,384
Treasury Stock	-13.7	-20.97	-21.82	-22.1	-2.85	-2.95
Comprehensive Income & Other	1,599	-17.42	-28.5	-48.53	-22.69	-13.95
Total Common Equity	2,349	1,732	1,679	1,585	1,596	1,524
Minority Interest	21.15	15.84	14.24	12.43	27.79	26.27
Shareholders' Equity	2,370	1,748	1,694	1,598	1,624	1,550
Total Liabilities & Equity	21,229	13,826	14,051	13,262	12,978	12,026
Total Debt	7,496	5,595	6,283	5,972	5,076	4,334
Net Cash (Debt)	-6,728	-5,067	-5,404	-5,322	-4,662	-3,953
Net Cash Per Share	-110.15	-94.92	-102.80	-100.97	-87.20	-73.94
Filing Date Shares Outstanding	61.08	52.57	52.47	52.43	53.47	53.46
Total Common Shares Outstanding	61.08	52.57	52.47	52.43	53.47	53.46
Book Value Per Share	38.45	32.95	32.01	30.24	29.85	28.50
Tangible Book Value	2,235	1,647	1,603	1,521	1,534	1,463
Tangible Book Value Per Share	36.58	31.32	30.55	29.01	28.70	27.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.