Amerant Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	470.16	565.99	296.02	248.44	274.21
Investment Securities	2,027	23.58	286.12	1,078	1,177
Trading Asset Securities	36.5	48.01	59.93	78.25	21.87
Mortgage-Backed Securities	-	1,417	1,161	242.1	118.18
Total Investments	2,064	1,489	1,507	1,398	1,317
Gross Loans	6,613	7,228	6,873	6,857	5,409
Allowance for Loan Losses	-79.28	-84.96	-95.5	-83.5	-69.9
Net Loans	6,534	7,143	6,778	6,774	5,340
Property, Plant & Equipment	110.59	131.84	162.09	181.76	179
Goodwill	-	19.19	19.19	19.51	19.51
Other Intangible Assets	23.1	-	-	-	-
Loans Held for Sale	83.84	42.91	391.42	62.44	158.1
Accrued Interest Receivable	122.39	110.49	173.9	67.95	58.77
Restricted Cash	-	24.37	25.85	42.16	-
Long-Term Deferred Tax Assets	35.57	53.54	55.64	48.7	11.3
Other Real Estate Owned & Foreclosed	15.54	18.07	20.18	-	9.72
Other Long-Term Assets	317.78	303.32	286.64	285.29	271.14
Total Assets	9,777	9,902	9,716	9,128	7,638
Accounts Payable	91.77	76.74	75.54	54.31	52.61
Interest Bearing Deposits	6,214	5,079	5,163	4,748	3,607
Institutional Deposits	-	1,270	1,305	928.42	840.45
Non-Interest Bearing Deposits	1,573	1,505	1,427	1,368	1,183
Total Deposits	7,787	7,855	7,895	7,044	5,631
Short-Term Borrowings	36.1	512.62	694.43	77.16	552.2
Current Portion of Long-Term Debt	-	-	-	304.82	-
Current Portion of Leases	-	3.8	3.8	5.2	6.4
Other Current Liabilities	-	23.5	25	41.6	-
Long-Term Debt	29.8	89.47	88.98	88.49	58.89
Federal Home Loan Bank Debt, Long-Term	711.98	280	10	601.67	279.58
Long-Term Leases	117.46	106.07	123.17	140.15	136.6
Trust Preferred Securities	64.18	64.18	64.18	64.18	64.18
Other Long-Term Liabilities	-	0.3	0.3	0.3	25.2
Total Liabilities	8,838	9,011	8,980	8,422	6,807
Common Stock	4.06	4.21	3.36	3.38	3.59
Additional Paid-In Capital	316.07	343.83	192.7	194.69	262.51
Retained Earnings	619.55	582.23	610.8	590.38	553.17
Comprehensive Income & Other	-0.88	-39.81	-70.8	-80.64	15.22
Total Common Equity	938.8	890.47	736.07	707.82	834.48
Minority Interest	-	-	-	-2.09	-2.61
Shareholders' Equity	938.8	890.47	736.07	705.73	831.87
Total Liabilities & Equity	9,777	9,902	9,716	9,128	7,638
Total Debt	959.51	1,056	984.56	1,282	1,098
Net Cash (Debt)	-452.86	-442.13	-628.6	-954.97	-801.76
Net Cash Per Share	-10.85	-12.37	-18.67	-27.97	-21.36
Filing Date Shares Outstanding	40.56	41.88	33.45	33.54	34.4
Total Common Shares Outstanding	40.56	42.09	33.45	33.52	35.65
Book Value Per Share	23.15	21.16	22.00	21.12	23.41
Tangible Book Value	915.7	871.27	716.88	688.31	814.98
Tangible Book Value Per Share	22.58	20.70	21.43	20.53	22.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.