Amerant Bancorp Inc. (FRA:0KZA)

Amerant Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-15.75	32.49	63.31	112.92
Depreciation & Amortization	6.6	5.94	5.28	7.27
Gain (Loss) on Sale of Assets	-12.64	2.65	-	-62.32
Gain (Loss) on Sale of Investments	81.61	17.77	11.77	8.86
Provision for Credit Losses	60.46	61.28	13.95	-16.5
Net Decrease (Increase) in Loans Originated / Sold - Operating	-38.34	-57.02	-143.63	-14.25
Accrued Interest Receivable	3.78	-34.45	-15.35	-4.43
Change in Accounts Payable	-3.61	4.15	21.08	34.96
Other Operating Activities	-10.73	-52.47	-12.43	0.42
Operating Cash Flow	82.19	26.72	-49.16	67.43
Operating Cash Flow Growth	207.60%	-	-	17.79%
Capital Expenditures	-7.4	-10.93	-10.63	-6.58
Sale of Property, Plant and Equipment	0.21	0.54	-	132.39
Cash Acquisitions	-	-1.97	-	-1.04
Investment in Securities	-31.91	-136.52	-157.35	-16.67
Net Decrease (Increase) in Loans Originated / Sold - Investing	-519.64	-400.46	-1,228	259.65
Other Investing Activities	-17.92	-59.73	-8.08	17.55
Investing Cash Flow	-576.66	-606.62	-1,397	385.32
Long-Term Debt Issued	1,463	1,955	1,159	485.5
Long-Term Debt Repaid	-1,361	-2,177	-1,024	-729.62
Total Debt Repaid	-1,361	-2,177	-1,024	-729.62
Net Debt Issued (Repaid)	101.62	-221.98	134.82	-244.12
Issuance of Common Stock	155.75	-	-	-
Repurchase of Common Stock	-9.13	-5.46	-73.12	-48.04
Common Dividends Paid	-12.82	-12.06	-12.23	-
Net Increase (Decrease) in Deposit Accounts	527.54	850.66	1,413	-100.77
Financing Cash Flow	762.96	611.17	1,463	-392.93
Net Cash Flow	268.49	31.27	16.39	59.82
Free Cash Flow	74.79	15.79	-59.79	60.85
Free Cash Flow Growth	373.73%	-	-	17.77%
Free Cash Flow Margin	27.32%	5.05%	-19.33%	17.65%
Free Cash Flow Per Share	2.09	0.47	-1.75	1.62
Cash Interest Paid	272.31	211.77	67.3	46.33
Cash Income Tax Paid	4.86	24.97	27.54	14.54

Source: S&P Global Market Intelligence. Banks template. Financial Sources.