OneMain Holdings, Inc. (FRA:0S1)

OneMain Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	5,553	5,101	4,680	4,496	4,429
Total Interest Expense	1,272	1,185	1,019	892	937
Net Interest Income	4,281	3,916	3,661	3,604	3,492
Gain (Loss) on Sale of Loans & Receivables	64	23	52	63	47
Other Revenue	625	598	567	532	497
Revenue Before Loan Losses	4,970	4,537	4,280	4,199	4,036
Provision for Loan Losses	1,997	2,040	1,721	1,402	593
Revenue	2,973	2,497	2,559	2,797	3,443
Revenue Growth (YoY)	19.06%	-2.42%	-8.51%	-18.76%	33.09%
Salaries & Employee Benefits	923	879	855	836	839
Cost of Services Provided	275	274	267	230	251
Other Operating Expenses	707	643	597	549	534
Total Operating Expenses	1,905	1,796	1,719	1,615	1,624
Operating Income	1,068	701	840	1,182	1,819
EBT Excluding Unusual Items	1,068	701	840	1,182	1,819
Other Unusual Items	-67	-34	-	-27	-78
Pretax Income	1,001	667	840	1,155	1,741
Income Tax Expense	218	158	199	283	427
Earnings From Continuing Ops.	783	509	641	872	1,314
Net Income	783	509	641	872	1,314
Net Income to Common	783	509	641	872	1,314
Net Income Growth	53.83%	-20.59%	-26.49%	-33.64%	80.00%
Shares Outstanding (Basic)	119	120	120	124	133
Shares Outstanding (Diluted)	119	120	121	124	133
Shares Change (YoY)	-0.71%	-0.42%	-3.04%	-6.49%	-1.38%
EPS (Basic)	6.60	4.25	5.32	7.02	9.91
EPS (Diluted)	6.56	4.24	5.32	7.01	9.88
EPS Growth	54.72%	-20.30%	-24.11%	-29.05%	82.63%
Dividend Per Share	4.170	4.120	4.000	3.800	2.550
Dividend Growth	1.21%	3.00%	5.26%	49.02%	77.08%
Operating Margin	35.92%	28.07%	32.82%	42.26%	52.83%
Profit Margin	26.34%	20.38%	25.05%	31.18%	38.16%
Effective Tax Rate	21.78%	23.69%	23.69%	24.50%	24.53%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.