OneMain Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	5,456	5,101	4,680	4,496	4,429	4,443
Total Interest Expense	1,260	1,185	1,019	892	937	1,027
Net Interest Income	4,196	3,916	3,661	3,604	3,492	3,416
Gain (Loss) on Sale of Loans & Receivables	55	23	52	63	47	-
Other Revenue	617	598	567	532	497	490
Revenue Before Loan Losses	4,868	4,537	4,280	4,199	4,036	3,906
Provision for Loan Losses	1,976	2,040	1,721	1,402	593	1,319
Revenue	2,892	2,497	2,559	2,797	3,443	2,587
Revenue Growth (YoY)	16.10%	-2.42%	-8.51%	-18.76%	33.09%	-3.65%
Salaries & Employee Benefits	913	879	855	836	839	756
Cost of Services Provided	284	274	267	230	251	320
Other Operating Expenses	695	643	597	549	534	495
Total Operating Expenses	1,892	1,796	1,719	1,615	1,624	1,571
Operating Income	1,000	701	840	1,182	1,819	1,016
EBT Excluding Unusual Items	1,000	701	840	1,182	1,819	1,016
Other Unusual Items	-84	-34	-	-27	-78	-39
Pretax Income	916	667	840	1,155	1,741	977
Income Tax Expense	211	158	199	283	427	247
Earnings From Continuing Ops.	705	509	641	872	1,314	730
Net Income	705	509	641	872	1,314	730
Net Income to Common	705	509	641	872	1,314	730
Net Income Growth	28.65%	-20.59%	-26.49%	-33.64%	80.00%	-14.62%
Shares Outstanding (Basic)	119	120	120	124	133	135
Shares Outstanding (Diluted)	120	120	121	124	133	135
Shares Change (YoY)	-0.41%	-0.42%	-3.04%	-6.49%	-1.38%	-1.03%
EPS (Basic)	5.92	4.25	5.32	7.02	9.91	5.42
EPS (Diluted)	5.90	4.24	5.32	7.01	9.88	5.41
EPS Growth	29.35%	-20.30%	-24.11%	-29.05%	82.63%	-13.72%
Dividend Per Share	4.160	4.120	4.000	3.800	2.550	1.440
Dividend Growth	1.96%	3.00%	5.26%	49.02%	77.08%	44.00%
Operating Margin	34.58%	28.07%	32.82%	42.26%	52.83%	39.27%
Profit Margin	24.38%	20.38%	25.05%	31.18%	38.16%	28.22%
Effective Tax Rate	23.04%	23.69%	23.69%	24.50%	24.53%	25.28%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.