OneMain Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	783	509	641	872	1,314
Depreciation & Amortization	287	277	257	262	264
Gain on Sale of Loans & Receivables	-64	-23	-52	-63	-47
Provision for Credit Losses	1,997	2,040	1,721	1,402	593
Stock-Based Compensation	36	30	36	31	23
Change in Other Net Operating Assets	-13	-125	-44	-82	-44
Other Operating Activities	106	-9	-40	-35	148
Operating Cash Flow	3,132	2,699	2,519	2,387	2,251
Operating Cash Flow Growth	16.04%	7.15%	5.53%	6.04%	1.76%
Cash Acquisitions	-	-64	-	-	-
Investment in Securities	85	108	145	-59	-120
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3,149	-3,232	-2,916	-1,985	-1,954
Other Investing Activities	-97	-78	-91	-75	-69
Investing Cash Flow	-3,161	-3,266	-2,862	-2,119	-2,143
Long-Term Debt Issued	7,972	4,388	4,819	5,618	3,759
Long-Term Debt Repaid	-6,824	-3,687	-3,328	-5,149	-3,921
Net Debt Issued (Repaid)	1,148	701	1,491	469	-162
Issuance of Common Stock	5	4	3	2	-
Repurchase of Common Stock	-154	-46	-75	-317	-6
Common Dividends Paid	-309	-313	-357	-480	-1,677
Financing Cash Flow	500	161	932	-326	-1,845
Net Cash Flow	471	-406	589	-58	-1,737
Cash Interest Paid	1,236	1,144	968	857	891
Cash Income Tax Paid	127	219	215	343	403

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.