OneMain Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	705	509	641	872	1,314	730	Upgrade
Depreciation & Amortization	284	277	257	262	264	264	Upgrade
Gain on Sale of Loans & Receivables	-55	-23	-52	-63	-47	-	Upgrade
Provision for Credit Losses	1,976	2,040	1,721	1,402	593	1,319	Upgrade
Stock-Based Compensation	35	30	36	31	23	17	Upgrade
Change in Other Net Operating Assets	-21	-125	-44	-82	-44	-118	Upgrade
Other Operating Activities	95	-9	-40	-35	148	-	Upgrade
Operating Cash Flow	3,019	2,699	2,519	2,387	2,251	2,212	Upgrade
Operating Cash Flow Growth	15.01%	7.15%	5.53%	6.04%	1.76%	-6.35%	Upgrade
Cash Acquisitions	-	-64	-	-	-	-	Upgrade
Investment in Securities	-66	108	145	-59	-120	26	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3,234	-3,232	-2,916	-1,985	-1,954	-748	Upgrade
Other Investing Activities	-82	-78	-91	-75	-69	-29	Upgrade
Investing Cash Flow	-3,382	-3,266	-2,862	-2,119	-2,143	-751	Upgrade
Long-Term Debt Issued	-	4,388	4,819	5,618	3,759	7,279	Upgrade
Long-Term Debt Repaid	-	-3,687	-3,328	-5,149	-3,921	-6,792	Upgrade
Net Debt Issued (Repaid)	1,082	701	1,491	469	-162	487	Upgrade
Issuance of Common Stock	4	4	3	2	-	-	Upgrade
Repurchase of Common Stock	-86	-46	-75	-317	-6	-51	Upgrade
Common Dividends Paid	-316	-313	-357	-480	-1,677	-196.41	Upgrade
Financing Cash Flow	499	161	932	-326	-1,845	-370	Upgrade
Net Cash Flow	136	-406	589	-58	-1,737	1,091	Upgrade
Cash Interest Paid	1,144	1,144	968	857	891	978	Upgrade
Cash Income Tax Paid	219	219	215	343	403	289	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.