Seven Bank Ratios and Metrics

Market cap in millions EUR. Fiscal year is April - March.

Millions EUR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 29, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	1,893	2,024	2,120	2,158	2,082	2,291
Market Cap Growth	-13.90%	-4.53%	-1.77%	3.64%	-9.13%	-17.58%
Last Close Price	1.59	1.68	1.65	1.63	1.50	1.59
PE Ratio	19.06	17.98	10.82	16.53	13.49	11.48
PS Ratio	1.58	1.57	1.80	2.04	2.08	2.18
PB Ratio	1.41	1.16	1.25	1.23	1.15	1.27
P/FCF Ratio	-	28.97	-	13.90	13.03	11.12
P/OCF Ratio	-	9.49	50.57	8.72	8.25	8.00
Debt / Equity Ratio	0.31	0.35	0.70	0.57	0.44	0.45
Debt / FCF Ratio	-	8.70	-	6.46	4.96	3.95
Return on Equity (ROE)	6.71%	6.54%	12.06%	7.45%	8.64%	11.25%
Return on Assets (ROA)	1.15%	1.14%	2.11%	1.47%	1.71%	2.25%
Earnings Yield	5.25%	5.56%	9.24%	6.05%	7.41%	8.71%
FCF Yield	-6.08%	3.45%	-3.15%	7.20%	7.68%	9.00%
Dividend Yield	4.10%	4.05%	4.08%	4.68%	5.44%	5.33%
Payout Ratio	74.94%	70.91%	40.56%	68.81%	62.26%	50.06%
Buyback Yield / Dilution	4.53%	0.25%	0.27%	-0.03%	0.12%	0.49%
Total Shareholder Return	8.63%	4.30%	4.35%	4.65%	5.56%	5.81%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.