Navient Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	637	722	839	1,535	905
Long-Term Investments	166	113	100	105	120
Trading Asset Securities	-	25	55	56	218
Loans & Lease Receivables	43,592	46,568	54,827	62,250	72,812
Other Receivables	-	1,902	2,304	2,246	2,409
Property, Plant & Equipment	-	52	62	74	95
Goodwill	-	428	670	670	670
Other Intangible Assets	434	9	25	35	55
Restricted Cash	1,467	1,411	2,000	3,334	2,820
Other Long-Term Assets	2,385	559	493	490	501
Total Assets	48,681	51,789	61,375	70,795	80,605
Short-Term Debt	-	244	190	379	556
Current Portion of Long-Term Debt	5,073	5,134	4,226	5,749	2,188
Long-Term Debt	40,633	43,184	53,402	61,026	74,488
Other Long-Term Liabilities	576	586	797	664	765
Total Liabilities	46,282	49,148	58,615	67,818	77,997
Common Stock	4	4	4	4	4
Additional Paid-In Capital	3,403	3,380	3,353	3,313	3,282
Retained Earnings	4,552	4,697	4,638	4,490	3,939
Comprehensive Income & Other	2	3	19	87	-133
Total Common Equity	2,399	2,641	2,760	2,977	2,597
Minority Interest	-	-	-	-	11
Shareholders' Equity	2,399	2,641	2,760	2,977	2,608
Total Liabilities & Equity	48,681	51,789	61,375	70,795	80,605
Total Debt	45,706	48,562	57,818	67,154	77,232
Net Cash (Debt)	-45,069	-47,815	-56,924	-65,563	-76,109
Net Cash Per Share	-455.24	-430.77	-462.80	-455.30	-442.49
Filing Date Shares Outstanding	96	102.28	112.75	128.94	152.13
Total Common Shares Outstanding	96	103.03	113.5	130.21	153.74
Working Capital	40,623	45,250	55,609	63,293	76,420
Book Value Per Share	24.99	25.63	24.32	22.86	16.89
Tangible Book Value	1,965	2,204	2,065	2,272	1,872
Tangible Book Value Per Share	20.47	21.39	18.19	17.45	12.18

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.