Alm. Brand A/S (FRA:1AM)

Alm. Brand Income Statement

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	12,768	12,869	13,097	12,262	5,174	5,113
Total Interest & Dividend Income	-395	-339	-402	163	102	132
Gain (Loss) on Sale of Investments	917	917	975	-1,226	-139	76
Other Revenue	-234	128	269	904	257	-84
Total Revenue	13,056	13,575	13,939	12,103	5,394	5,237
Revenue Growth (YoY)	-4.87%	-2.61%	15.17%	124.38%	3.00%	-38.88%
Policy Benefits	10,018	9,404	9,901	9,601	3,461	3,419
Policy Acquisition & Underwriting Costs	-	-	-	-	761	694
Selling, General & Administrative	1,197	2,210	2,210	1,882	319	260
Other Operating Expenses	105	188	301	221	107	98
Reinsurance Income or Expense	22	-	-	-	1	1
Total Operating Expenses	11,298	11,802	12,412	11,704	4,647	4,495
Operating Income	1,758	1,773	1,527	399	747	742
Interest Expense	-103	-98	-175	-55	-15	-16
Currency Exchange Gain (Loss)	17	17	5	34	-	-1
EBT Excluding Unusual Items	1,993	1,692	1,357	378	732	725
Merger & Restructuring Charges	-213	-213	-316	-376	-34	-
Asset Writedown	-	-	-	-	-	3
Other Unusual Items	-346	-346	-357	-238	-	-
Pretax Income	1,434	1,133	684	-236	698	728
Income Tax Expense	394	335	220	-66	192	167
Earnings From Continuing Ops.	1,040	798	464	-170	506	561
Earnings From Discontinued Ops.	198	-21	148	544	92	57
Net Income to Company	1,238	777	612	374	598	618
Net Income	1,238	777	612	374	598	618
Preferred Dividends & Other Adjustments	7	29	25	7	-	-
Net Income to Common	1,231	748	587	367	598	618
Net Income Growth	83.41%	26.96%	63.64%	-37.46%	-3.24%	36.73%
Shares Outstanding (Basic)	1,466	1,520	1,541	1,541	253	154
Shares Outstanding (Diluted)	1,466	1,520	1,541	1,541	253	154
Shares Change (YoY)	-4.11%	-1.40%	-	509.35%	64.35%	-1.68%
EPS (Basic)	0.84	0.49	0.38	0.24	2.36	4.02
EPS (Diluted)	0.81	0.49	0.38	0.24	2.36	4.00
EPS Growth	100.81%	27.64%	59.95%	-89.93%	-40.91%	37.90%
Free Cash Flow	531	588	109	148	884	1,221
Free Cash Flow Per Share	0.36	0.39	0.07	0.10	3.50	7.93
Dividend Per Share	0.600	0.600	0.550	0.300	0.300	4.000
Dividend Growth	9.09%	9.09%	83.33%	-	-92.50%	33.33%
Operating Margin	13.46%	13.06%	10.96%	3.30%	13.85%	14.17%
Profit Margin	9.43%	5.51%	4.21%	3.03%	11.09%	11.80%
Free Cash Flow Margin	4.07%	4.33%	0.78%	1.22%	16.39%	23.32%
EBITDA	2,185	2,210	1,995	748	790	996
EBITDA Margin	16.74%	16.28%	14.31%	6.18%	14.65%	19.02%
D&A For EBITDA	427	437	468	349	43	254
EBIT	1,758	1,773	1,527	399	747	742
EBIT Margin	13.46%	13.06%	10.96%	3.30%	13.85%	14.17%
Effective Tax Rate	27.48%	29.57%	32.16%	-	27.51%	22.94%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.