Alm. Brand Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,164	3,570	2,827	2,461	2,329	2,640
Market Cap Growth	5.52%	26.28%	14.86%	5.68%	-11.78%	73.89%
Enterprise Value	3,261	3,687	3,047	2,699	2,517	2,659
PE Ratio	17.78	20.06	28.19	31.25	47.21	32.83
PS Ratio	1.69	1.91	1.55	1.32	1.43	3.64
PB Ratio	1.91	2.16	1.57	1.32	1.25	1.43
P/FCF Ratio	23.42	26.43	35.86	168.31	117.06	22.21
P/OCF Ratio	22.36	25.23	29.91	168.31	117.06	21.29
EV/Sales Ratio	1.74	1.97	1.67	1.44	1.55	3.67
EV/EBITDA Ratio	13.19	14.91	10.28	10.08	25.03	25.02
EV/EBIT Ratio	14.04	15.87	12.82	13.17	46.92	26.46
EV/FCF Ratio	24.14	27.29	38.64	184.53	126.50	22.36
Debt / Equity Ratio	0.11	0.11	0.17	0.17	0.18	0.14
Debt / EBITDA Ratio	0.72	0.72	1.00	1.18	3.24	2.41
Debt / FCF Ratio	1.32	1.32	3.83	21.92	17.19	2.15
Net Debt / Equity Ratio	0.06	0.06	0.15	0.15	0.15	0.13
Net Debt / EBITDA Ratio	0.39	0.39	0.89	1.05	2.79	2.27
Net Debt / FCF Ratio	0.72	0.72	3.33	19.27	14.10	2.03
Quick Ratio	16.10	16.10	0.33	1.37	1.59	0.02
Current Ratio	27.64	27.64	0.82	2.52	2.73	0.76
Asset Turnover	0.42	0.42	0.38	0.39	0.31	0.14
Return on Equity (ROE)	9.10%	9.10%	5.84%	3.34%	-1.23%	5.36%
Return on Assets (ROA)	3.21%	3.21%	3.12%	2.68%	0.64%	1.24%
Return on Invested Capital (ROIC)	9.42%	8.74%	7.81%	6.33%	2.49%	4.84%
Earnings Yield	5.62%	5.07%	3.69%	3.34%	2.16%	3.05%
FCF Yield	4.27%	3.78%	2.79%	0.59%	0.85%	4.50%
Dividend Yield	3.79%	3.66%	4.64%	5.25%	3.02%	2.82%
Payout Ratio	65.63%	65.63%	109.14%	75.49%	123.53%	180.44%
Buyback Yield / Dilution	3.92%	3.92%	1.40%	-	-509.35%	-64.35%
Total Shareholder Return	7.70%	7.58%	6.05%	5.25%	-506.33%	-61.52%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.