Phoenix Group Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	8,802	6,161	6,164	6,851	7,766	7,805
Market Cap Growth	39.74%	-0.05%	-10.03%	-11.78%	-0.50%	22.55%
Enterprise Value	1,953	-326	2,117	349	2,636	5,026
PE Ratio	-	-	157.32	-	-	9.02
PS Ratio	0.43	0.24	0.26	-0.69	0.28	0.32
PB Ratio	4.21	2.27	1.41	1.43	0.96	0.89
P/OCF Ratio	5.64	1.51	-	7.02	-	1.03
EV/Sales Ratio	0.10	-	0.09	-	0.10	0.21
EV/EBITDA Ratio	-	-	2.13	-	-	3.79
EV/EBIT Ratio	-	-	2.18	-	-	3.91
Debt / Equity Ratio	1.93	2.80	1.65	1.98	0.71	0.60
Debt / EBITDA Ratio	-	-	7.16	-	-	3.96
Net Debt / Equity Ratio	-3.63	2.71	1.61	1.92	0.65	0.55
Net Debt / EBITDA Ratio	210.03	-8.73	7.05	-3.30	-3.17	3.65
Quick Ratio	0.08	0.02	0.03	0.04	0.03	0.04
Current Ratio	0.19	0.19	0.19	0.25	0.25	0.20
Asset Turnover	0.06	0.07	0.07	-	0.07	0.08
Return on Equity (ROE)	-25.37%	-35.75%	2.09%	-48.28%	-9.69%	12.39%
Return on Assets (ROA)	-0.01%	-0.15%	0.18%	-0.50%	-0.27%	0.25%
Return on Invested Capital (ROIC)	-0.97%	-7.72%	2.39%	-20.48%	-11.75%	7.36%
Earnings Yield	-8.40%	-21.39%	1.05%	-44.83%	-12.83%	11.41%
Dividend Yield	7.27%	11.82%	11.90%	11.06%	10.80%	10.51%
Payout Ratio	-	-	980.36%	-	-	54.13%
Buyback Yield / Dilution	0.05%	0.20%	-0.40%	-0.10%	-17.97%	-17.18%
Total Shareholder Return	7.32%	12.02%	11.50%	10.96%	-7.16%	-6.67%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.