Citizens Financial Group, Inc. (FRA:1C5)

Citizens Financial Group Statistics

Total Valuation

FRA:1C5 has a market cap or net worth of EUR 18.04 billion.

Market Cap	18.04B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, July 17, 2025.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

Current Share Class	432.77M
Shares Outstanding	n/a
Shares Change (YoY)	-4.61%
Shares Change (QoQ)	-1.28%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	429.56M

Valuation Ratios

The trailing PE ratio is 14.58 and the forward PE ratio is 11.00.

PE Ratio	14.58
Forward PE	11.00
PS Ratio	2.94
PB Ratio	0.84
P/TBV Ratio	1.43
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.48%.

Return on Equity (ROE)	6.48%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	347,209
Profits Per Employee	69,991
Employee Count	17,287
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:1C5 has paid 347.41 million in taxes.

Income Tax	347.41M
Effective Tax Rate	20.40%

Stock Price Statistics

The stock price has increased by +9.49% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+9.49%
50-Day Moving Average	37.09
200-Day Moving Average	39.50
Relative Strength Index (RSI)	72.12
Average Volume (20 Days)	172

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.28

Income Statement

In the last 12 months, FRA:1C5 had revenue of EUR 6.14 billion and earned 1.24 billion in profits. Earnings per share was 2.79.

Revenue	6.14B
Gross Profit	6.14B
Operating Income	1.70B
Pretax Income	1.70B
Net Income	1.24B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.79

Balance Sheet

The company has 8.57 billion in cash and 11.53 billion in debt, giving a net cash position of -2.96 billion.

Cash & Cash Equivalents	8.57B
Total Debt	11.53B
Net Cash	-2.96B
Net Cash Per Share	n/a
Equity (Book Value)	21.49B
Book Value Per Share	45.49
Working Capital	-139.60B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	27.75%
Pretax Margin	27.75%
Profit Margin	22.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.55, which amounts to a dividend yield of 3.78%.

Dividend Per Share	1.55
Dividend Yield	3.78%
Dividend Growth (YoY)	-0.56%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	4.61%
Shareholder Yield	8.39%
Earnings Yield	6.86%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2