Citizens Financial Group, Inc. (FRA:1C5)
Germany flag Germany · Delayed Price · Currency is EUR
46.00
-0.45 (-0.97%)
Last updated: Dec 1, 2025, 8:19 AM CET

Citizens Financial Group Statistics

Total Valuation

FRA:1C5 has a market cap or net worth of EUR 20.16 billion.

Market Cap20.16B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, April 16, 2026.

Earnings Date Apr 16, 2026
Ex-Dividend Date Oct 29, 2025

Share Statistics

Current Share Class 429.49M
Shares Outstanding n/a
Shares Change (YoY) -4.28%
Shares Change (QoQ) -0.24%
Owned by Insiders (%) 0.86%
Owned by Institutions (%) 98.80%
Float 425.35M

Valuation Ratios

The trailing PE ratio is 15.11 and the forward PE ratio is 11.55.

PE Ratio 15.11
Forward PE 11.55
PS Ratio 3.18
PB Ratio 0.92
P/TBV Ratio 1.54
P/FCF Ratio 8.69
P/OCF Ratio 8.30
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.19
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.71%.

Return on Equity (ROE) 6.71%
Return on Assets (ROA) 0.77%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 366,962
Profits Per Employee 77,208
Employee Count17,287
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:1C5 has paid 387.80 million in taxes.

Income Tax 387.80M
Effective Tax Rate 21.07%

Stock Price Statistics

The stock price has increased by +1.21% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +1.21%
50-Day Moving Average 44.48
200-Day Moving Average 40.00
Relative Strength Index (RSI) 56.48
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 2.91

Income Statement

In the last 12 months, FRA:1C5 had revenue of EUR 6.34 billion and earned 1.33 billion in profits. Earnings per share was 3.04.

Revenue6.34B
Gross Profit 6.34B
Operating Income 1.84B
Pretax Income 1.84B
Net Income 1.33B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.04
Full Income Statement

Balance Sheet

The company has 11.14 billion in cash and 9.71 billion in debt, giving a net cash position of 1.43 billion.

Cash & Cash Equivalents 11.14B
Total Debt 9.71B
Net Cash 1.43B
Net Cash Per Share n/a
Equity (Book Value) 22.01B
Book Value Per Share 46.85
Working Capital -142.25B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.43 billion and capital expenditures -110.80 million, giving a free cash flow of 2.32 billion.

Operating Cash Flow 2.43B
Capital Expenditures -110.80M
Free Cash Flow 2.32B
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.01%
Pretax Margin 29.01%
Profit Margin 22.89%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 36.57%

Dividends & Yields

This stock pays an annual dividend of 1.53, which amounts to a dividend yield of 3.33%.

Dividend Per Share 1.53
Dividend Yield 3.33%
Dividend Growth (YoY) -1.72%
Years of Dividend Growth 1
Payout Ratio 51.70%
Buyback Yield 4.28%
Shareholder Yield 7.61%
Earnings Yield 6.62%
FCF Yield 11.51%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4