Citizens Financial Group, Inc. (FRA:1C5)

Citizens Financial Group Statistics

Total Valuation

FRA:1C5 has a market cap or net worth of EUR 18.94 billion.

Market Cap	18.94B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 15, 2025.

Earnings Date	Oct 15, 2025
Ex-Dividend Date	Jul 31, 2025

Share Statistics

Current Share Class	431.45M
Shares Outstanding	n/a
Shares Change (YoY)	-4.28%
Shares Change (QoQ)	-0.24%
Owned by Insiders (%)	0.87%
Owned by Institutions (%)	101.35%
Float	427.09M

Valuation Ratios

The trailing PE ratio is 14.19 and the forward PE ratio is 10.90.

PE Ratio	14.19
Forward PE	10.90
PS Ratio	2.99
PB Ratio	0.86
P/TBV Ratio	1.44
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.71%.

Return on Equity (ROE)	6.71%
Return on Assets (ROA)	0.77%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	362,578
Profits Per Employee	76,286
Employee Count	17,287
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:1C5 has paid 387.80 million in taxes.

Income Tax	387.80M
Effective Tax Rate	21.07%

Stock Price Statistics

The stock price has increased by +8.06% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+8.06%
50-Day Moving Average	43.92
200-Day Moving Average	40.07
Relative Strength Index (RSI)	48.17
Average Volume (20 Days)	214

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.04

Income Statement

In the last 12 months, FRA:1C5 had revenue of EUR 6.34 billion and earned 1.33 billion in profits. Earnings per share was 3.04.

Revenue	6.34B
Gross Profit	6.34B
Operating Income	1.84B
Pretax Income	1.84B
Net Income	1.33B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.04

Balance Sheet

The company has 11.14 billion in cash and 9.71 billion in debt, giving a net cash position of 1.43 billion.

Cash & Cash Equivalents	11.14B
Total Debt	9.71B
Net Cash	1.43B
Net Cash Per Share	n/a
Equity (Book Value)	22.01B
Book Value Per Share	46.85
Working Capital	-141.96B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	29.01%
Pretax Margin	29.01%
Profit Margin	22.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.53, which amounts to a dividend yield of 3.73%.

Dividend Per Share	1.53
Dividend Yield	3.73%
Dividend Growth (YoY)	-2.52%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	4.28%
Shareholder Yield	8.01%
Earnings Yield	7.05%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2