Citizens Financial Group, Inc. (FRA:1C5)

Citizens Financial Group Statistics

Total Valuation

FRA:1C5 has a market cap or net worth of EUR 22.75 billion.

Market Cap	22.75B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 21, 2026.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Oct 29, 2025

Share Statistics

Current Share Class	429.24M
Shares Outstanding	n/a
Shares Change (YoY)	-3.67%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	0.84%
Owned by Institutions (%)	98.28%
Float	425.13M

Valuation Ratios

The trailing PE ratio is 15.83 and the forward PE ratio is 12.44.

PE Ratio	15.83
Forward PE	12.44
PS Ratio	3.50
PB Ratio	1.02
P/TBV Ratio	1.68
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.24%.

Return on Equity (ROE)	7.24%
Return on Assets (ROA)	0.83%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	373,959
Profits Per Employee	82,634
Employee Count	17,398
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:1C5 has paid 423.29 million in taxes.

Income Tax	423.29M
Effective Tax Rate	21.35%

Stock Price Statistics

The stock price has increased by +16.06% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+16.06%
50-Day Moving Average	49.36
200-Day Moving Average	42.51
Relative Strength Index (RSI)	55.59
Average Volume (20 Days)	53

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.53

Income Statement

In the last 12 months, FRA:1C5 had revenue of EUR 6.51 billion and earned 1.44 billion in profits. Earnings per share was 3.29.

Revenue	6.51B
Gross Profit	6.51B
Operating Income	1.98B
Pretax Income	1.98B
Net Income	1.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.29

Balance Sheet

The company has 11.66 billion in cash and 9.61 billion in debt, with a net cash position of 2.05 billion.

Cash & Cash Equivalents	11.66B
Total Debt	9.61B
Net Cash	2.05B
Net Cash Per Share	n/a
Equity (Book Value)	22.41B
Book Value Per Share	48.03
Working Capital	-143.50B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.48%
Pretax Margin	30.48%
Profit Margin	23.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.53, which amounts to a dividend yield of 2.92%.

Dividend Per Share	1.53
Dividend Yield	2.92%
Dividend Growth (YoY)	-1.72%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	3.67%
Shareholder Yield	6.59%
Earnings Yield	6.32%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2