Bank Millennium Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,916	10,052	14,324	5,631	1,067	911.5
Investment Securities	67,959	45,441	29,439	16,459	19,158	19,399
Trading Asset Securities	935.15	923.69	680.35	498.41	187.47	442.16
Total Investments	68,894	46,365	30,119	16,957	19,346	19,841
Gross Loans	76,521	76,788	75,531	78,423	80,240	75,923
Allowance for Loan Losses	-2,512	-2,503	-2,497	-2,421	-2,210	-2,373
Other Adjustments to Gross Loans	-6.11	-10.94	-21.77	-	-	-305.5
Net Loans	74,003	74,273	73,012	76,003	78,030	73,245
Property, Plant & Equipment	538.68	588.74	565.63	572.81	528.57	571.81
Goodwill	-	192.13	192.13	192.13	192.13	192.13
Other Intangible Assets	593.04	142.55	110.85	136.58	139.21	107.93
Accrued Interest Receivable	729.7	770.53	676.04	604.51	407.92	422.26
Other Receivables	208.2	1,476	1,195	951.16	580.02	328.84
Restricted Cash	24.6	4,113	4,176	8,600	2,305	674.93
Other Current Assets	12.6	14.55	17.51	11.39	-	22.39
Long-Term Deferred Tax Assets	544.19	713.43	484.99	801.39	608.02	661.29
Other Long-Term Assets	2,222	450.51	647.38	480.82	184.32	344.27
Total Assets	152,686	139,152	125,520	110,942	103,388	97,323
Accrued Expenses	0.4	144.7	136.6	128.84	92.73	89.84
Interest Bearing Deposits	44,750	40,505	39,189	32,805	16,930	15,509
Non-Interest Bearing Deposits	83,360	76,751	68,262	65,591	74,884	66,474
Total Deposits	128,110	117,256	107,451	98,396	91,814	81,983
Short-Term Borrowings	422.33	527.97	770.5	934.82	759.41	1,091
Current Portion of Long-Term Debt	-	52.46	-	-	-	518.58
Current Portion of Leases	-	183.77	185.51	189.82	95.37	101.56
Current Income Taxes Payable	9.25	220.66	461.22	32.53	-	30.84
Accrued Interest Payable	268.62	318.19	359.38	265.3	29.29	67.69
Other Current Liabilities	498.41	1,464	1,906	1,881	1,286	1,544
Long-Term Debt	8,320	7,635	4,883	1,917	1,556	2,097
Long-Term Leases	18.36	183.47	197.83	234.31	275.25	278.62
Pension & Post-Retirement Benefits	54.39	46.76	44.94	30.79	31.53	35.09
Long-Term Deferred Tax Liabilities	2.61	3.11	0.24	-	-	-
Other Long-Term Liabilities	6,174	3,318	2,168	1,373	776.52	338.31
Total Liabilities	143,878	131,380	118,625	105,448	96,756	88,232
Common Stock	1,213	1,213	1,213	1,213	1,213	1,213
Additional Paid-In Capital	1,148	1,148	1,148	1,148	1,147	1,148
Retained Earnings	6,326	5,471	4,752	4,176	4,918	6,531
Treasury Stock	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02
Comprehensive Income & Other	121.06	-59.98	-217.51	-1,042	-645.69	199.86
Shareholders' Equity	8,808	7,772	6,895	5,494	6,632	9,091
Total Liabilities & Equity	152,686	139,152	125,520	110,942	103,388	97,323
Total Debt	8,761	8,582	6,037	3,276	2,686	4,087
Net Cash (Debt)	-2,212	2,732	10,149	3,119	-737.68	-2,268
Net Cash Growth	-	-73.08%	225.44%	-	-	-
Net Cash Per Share	-1.82	2.25	8.37	2.57	-0.61	-1.87
Filing Date Shares Outstanding	1,213	1,213	1,213	1,213	1,213	1,213
Total Common Shares Outstanding	1,213	1,213	1,213	1,213	1,213	1,213
Book Value Per Share	7.26	6.41	5.68	4.53	5.47	7.49
Tangible Book Value	8,215	7,437	6,592	5,166	6,301	8,791
Tangible Book Value Per Share	6.77	6.13	5.43	4.26	5.19	7.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.