Preferred Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	827.1	785.52	910.85	767.53	1,051
Investment Securities	636.16	274.04	235.11	322.29	305.35
Mortgage-Backed Securities	18.75	153.04	165.18	189.63	219.54
Total Investments	654.91	427.07	400.29	511.93	524.89
Gross Loans	6,054	5,641	5,273	5,075	4,425
Allowance for Loan Losses	-78.99	-71.48	-78.36	-68.47	-59.97
Other Adjustments to Gross Loans	-9.03	-9.23	-11.08	-9.94	-6.32
Net Loans	5,966	5,560	5,184	4,996	4,359
Property, Plant & Equipment	38.6	21.64	31.74	30.72	32.5
Loans Held for Sale	-	2.21	0.36	-	-
Accrued Interest Receivable	34.15	33.56	33.89	23.59	14.65
Other Receivables	3.4	2.2	2.39	-	-
Other Current Assets	-	-	0.32	1.73	10.19
Long-Term Deferred Tax Assets	42.46	47.4	48.99	43.22	26.67
Other Real Estate Owned & Foreclosed	3.51	14.99	16.72	21.99	-
Other Long-Term Assets	15.79	13.93	14.66	13.27	13.09
Total Assets	7,601	6,923	6,659	6,425	6,046
Accrued Expenses	-	18.9	18.2	12.2	9
Interest Bearing Deposits	3,892	3,734	3,604	3,226	2,985
Institutional Deposits	1,754	1,478	1,318	1,139	934.44
Non-Interest Bearing Deposits	699.16	704.86	787	1,192	1,306
Total Deposits	6,345	5,917	5,709	5,557	5,226
Current Portion of Leases	-	4.28	-	-	-
Accrued Interest Payable	16.51	16.52	16.12	2.61	0.72
Other Current Liabilities	-	15.05	0.32	1.73	10.19
Long-Term Debt	148.71	148.47	148.23	148	147.76
Federal Home Loan Bank Debt, Long-Term	200	-	-	-	-
Long-Term Leases	35.11	12.71	19.77	20.95	22.86
Other Long-Term Liabilities	65.92	27.51	52.19	52.45	43.55
Total Liabilities	6,812	6,160	5,964	5,795	5,460
Common Stock	210.88	210.88	210.88	210.88	210.88
Additional Paid-In Capital	105.11	95.79	86.83	81.56	73.17
Retained Earnings	780.64	685.11	592.33	475.07	372.95
Treasury Stock	-293.41	-201.17	-163.18	-108.48	-75.21
Comprehensive Income & Other	-13.74	-27.46	-31.75	-28.61	4.93
Shareholders' Equity	789.48	763.15	695.11	630.43	586.72
Total Liabilities & Equity	7,601	6,923	6,659	6,425	6,046
Total Debt	383.81	165.46	168	168.94	170.62
Net Cash (Debt)	443.29	620.06	742.85	598.58	879.99
Net Cash Growth	-28.51%	-16.53%	24.10%	-31.98%	37.19%
Net Cash Per Share	34.53	45.75	52.09	40.42	59.19
Filing Date Shares Outstanding	12.18	13.24	13.41	14.43	14.8
Total Common Shares Outstanding	12.18	13.19	13.58	14.36	14.68
Book Value Per Share	64.83	57.86	51.17	43.91	39.97
Tangible Book Value	789.48	763.15	695.11	630.43	586.72
Tangible Book Value Per Share	64.83	57.86	51.17	43.91	39.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.