UP Fintech Holding Limited (FRA:1M5)

UP Fintech Holding Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	607.24	538.71	330.74	225.55	206.7	246.11
Revenue Growth	44.01%	62.88%	46.64%	9.12%	-16.01%	91.68%
Operating Income Operating Income Growth	221.83	208.38	78.46	32.85	1.73	17.58
Net Income Net Income Growth	111.55	170.9	60.73	32.56	-2.19	14.69
Earnings Per Share EPS Growth	0.56	0.93	0.37	0.21	-0.01	0.08
EPS Growth	-15.23%	153.22%	77.02%	-	-	-33.45%

Revenue by Segment

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Commissions Commissions Growth	289.26	266.83	159.05	92.59	108.12	147.2
Financing Service Fees Financing Service Fees Growth	11.06	10.72	11.31	12.18	7.9	9.27
Revenue from Interest Income Revenue from Interest Income Growth	288.79	257	191.75	149.29	85.15	70.34
Other Segment Other Segment Growth	98.78	77.51	29.43	18.44	24.19	37.69
Revenue (Total) Revenue (Total) Growth	607.24	538.71	330.74	225.55	206.7	246.11

Cash & Debt

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	4,700	4,193	2,858	1,940	1,956	1,701
Total Debt Total Debt Growth	61.35	173.16	169.56	165.8	168.22	154.54
Net Cash (Debt) Net Cash Growth	4,638	4,020	2,689	1,774	1,788	1,546
Net Cash Growth	18.25%	49.50%	51.57%	-0.76%	15.60%	64.44%
Net Cash Per Share Net Cash Per Share Growth	25.10	21.48	15.92	10.96	11.68	9.93

Cash Flow & CapEx

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-	1,317	827.98	-6.57	258.06	413.2
Capital Expenditures CapEx Growth	-	-5.48	-1.55	-2.76	-4.89	-4.97
Free Cash Flow Free Cash Flow Growth	-	1,311	826.42	-9.33	253.17	408.24
Free Cash Flow Growth	-	58.66%	-	-	-37.98%	-23.59%

Margins

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	36.53%	38.68%	23.72%	14.56%	0.84%	7.14%
Pretax Margin	25.90%	38.51%	24.72%	20.39%	0.98%	7.74%
Profit Margin	18.37%	31.72%	18.36%	14.44%	-1.06%	5.97%
FCF Margin	-	243.40%	249.87%	-4.14%	122.48%	165.88%

Valuation

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	7.16	9.91	19.88	21.10	-	50.56
P/FCF Ratio	-	1.29	1.46	-	2.07	1.82
PS Ratio	1.21	3.14	3.65	3.05	2.54	3.02

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Aug 26, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Oct 23, 2026

Data Sources Report a data error