UP Fintech Holding Limited (FRA:1M5)
Germany flag Germany · Delayed Price · Currency is EUR
4.180
+0.080 (1.95%)
Last updated: Jul 28, 2026, 8:10 AM CET

UP Fintech Holding Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
567.88538.71330.74225.55206.7246.11
Revenue Growth
51.78%62.88%46.64%9.12%-16.01%91.68%
Gross Profit
367.45351193.72115.7289.34127.81
Operating Income
215.45208.3878.4632.851.7317.58
Net Income
113.63170.960.7332.56-2.1914.69
Earnings Per Share
0.600.930.360.21-0.15
EPS Growth
33.33%158.33%71.43%--0%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commissions
275.74266.83159.0592.59108.12147.2
Financing Service Fees
10.610.7211.3112.187.99.27
Revenue from Interest Income
267.67257191.75149.2985.1570.34
Other Segment
90.3277.5129.4318.4424.1937.69
Revenue (Total)
567.88538.71330.74225.55206.7246.11

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
598.05793.08394.65323.5278.61272.1
Total Debt
66.17173.16169.56165.8168.225.7
Net Cash (Debt)
531.88619.92225.09157.7110.39266.4
Net Cash Growth
128.28%175.41%42.74%42.86%-58.56%192.28%
Net Cash Per Share
2.883.311.330.970.721.71

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,3171,317827.98-258.06413.2
Capital Expenditures
-5.48-5.48-1.55--4.89-4.97
Free Cash Flow
1,3111,311826.420253.17408.24
Free Cash Flow Growth
221.19%58.66%---37.98%-23.59%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
64.71%65.16%58.57%51.30%43.22%51.93%
Operating Margin
37.94%38.68%23.72%14.56%0.84%7.14%
Pretax Margin
26.72%38.51%24.72%20.39%0.98%7.74%
Profit Margin
20.10%31.83%18.55%14.63%-1.09%5.97%
FCF Margin
0.00%243.40%249.87%0.00%122.48%165.88%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.8010.2817.9421.05-32.73
Forward PE
7.529.8215.2912.7323.1217.81
P/FCF Ratio
0.671.381.38-2.221.83
PS Ratio
1.563.373.443.282.723.04