UP Fintech Holding Limited (FRA:1M5)
Germany flag Germany · Delayed Price · Currency is EUR
4.600
+0.240 (5.50%)
At close: Aug 26, 2026

UP Fintech Holding Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
607.24538.71330.74225.55206.7246.11
Revenue Growth
44.01%62.88%46.64%9.12%-16.01%91.68%
Operating Income
221.83208.3878.4632.851.7317.58
Net Income
111.55170.960.7332.56-2.1914.69
Earnings Per Share
0.560.930.370.21-0.010.08
EPS Growth
-15.23%153.22%77.02%---33.45%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commissions
289.26266.83159.0592.59108.12147.2
Financing Service Fees
11.0610.7211.3112.187.99.27
Revenue from Interest Income
288.79257191.75149.2985.1570.34
Other Segment
98.7877.5129.4318.4424.1937.69
Revenue (Total)
607.24538.71330.74225.55206.7246.11

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,7004,1932,8581,9401,9561,701
Total Debt
61.35173.16169.56165.8168.22154.54
Net Cash (Debt)
4,6384,0202,6891,7741,7881,546
Net Cash Growth
18.25%49.50%51.57%-0.76%15.60%64.44%
Net Cash Per Share
25.1021.4815.9210.9611.689.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,317827.98-6.57258.06413.2
Capital Expenditures
--5.48-1.55-2.76-4.89-4.97
Free Cash Flow
-1,311826.42-9.33253.17408.24
Free Cash Flow Growth
-58.66%---37.98%-23.59%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
36.53%38.68%23.72%14.56%0.84%7.14%
Pretax Margin
25.90%38.51%24.72%20.39%0.98%7.74%
Profit Margin
18.37%31.72%18.36%14.44%-1.06%5.97%
FCF Margin
-243.40%249.87%-4.14%122.48%165.88%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.549.9119.8821.10-50.56
P/FCF Ratio
-1.291.46-2.071.82
PS Ratio
1.573.143.653.052.543.02