UP Fintech Holding Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	578.66	393.58	322.6	277.66	269.06	79.65
Short-Term Investments	4,532	2,465	1,617	1,678	1,432	867.95
Accounts Receivable	3,956	3,359	1,295	1,602	1,544	1,169
Other Receivables	16.27	25.45	13.7	9.32	7.91	10.53
Property, Plant & Equipment	26.9	15.06	14.26	20.27	11.76	8.91
Goodwill	2.49	2.49	2.49	2.49	2.49	2.42
Other Intangible Assets	-	11.18	11.24	10.19	8.89	8.06
Investments in Debt & Equity Securities	115.19	83.21	435.75	170.46	13.31	6.62
Other Current Assets	31.51	9.97	13.12	9.36	14.13	24.45
Long-Term Deferred Tax Assets	11.49	8.57	10.99	13.12	12.26	9.92
Other Long-Term Assets	28.05	18.4	9.51	4.77	5.34	4.72
Total Assets	9,298	6,391	3,746	3,797	3,321	2,192
Accounts Payable	8,130	5,489	3,028	3,135	2,680	1,920
Accrued Expenses	99.98	37.39	28.51	23.86	21.7	21.44
Current Portion of Leases	6.12	4.15	4.13	5.49	2.61	3.51
Other Current Liabilities	77.72	9.73	13.28	3.09	5.18	0.76
Long-Term Debt	-	159.51	156.89	154.34	148.84	-
Long-Term Leases	5.84	5.9	4.78	8.39	3.09	3.69
Long-Term Unearned Revenue	-	-	-	0.39	1.38	1.57
Long-Term Deferred Tax Liabilities	1.86	2.07	3.4	2.06	1.54	-
Total Liabilities	8,483	5,729	3,251	3,346	2,875	1,957
Common Stock	0.03	0.03	0.02	0.02	0.02	0.02
Additional Paid-In Capital	630.61	619.03	505.45	495.71	484.34	291.83
Retained Earnings	178.65	50.27	-11.09	-44.2	-42.23	-56.92
Comprehensive Income & Other	2.81	-11.92	-3.23	-2.23	6.67	2.93
Total Common Equity	809.92	655.23	488.98	447.13	446.63	235.69
Minority Interest	5.62	6.89	6.45	4.5	-	-
Shareholders' Equity	815.54	662.12	495.42	451.63	446.63	235.69
Total Liabilities & Equity	9,298	6,391	3,746	3,797	3,321	2,192
Total Debt	173.45	169.56	165.8	168.22	154.54	7.21
Net Cash (Debt)	4,937	2,689	1,774	1,788	1,546	940.39
Net Cash Growth	78.31%	51.57%	-0.76%	15.60%	64.44%	153.15%
Net Cash Per Share	26.64	15.92	10.96	11.68	9.93	6.52
Filing Date Shares Outstanding	177.17	175.33	156.01	153.91	164.12	142.91
Total Common Shares Outstanding	177.17	175.33	156.01	153.91	151.44	141.44
Working Capital	639.11	690.69	176.25	395.49	547.43	200.29
Book Value Per Share	4.57	3.74	3.13	2.91	2.95	1.67
Tangible Book Value	807.43	641.56	475.25	434.44	435.24	225.2
Tangible Book Value Per Share	4.56	3.66	3.05	2.82	2.87	1.59

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.