UP Fintech Holding Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,274	1,166	621	491	653	915
Market Cap Growth	13.26%	87.65%	26.50%	-24.79%	-28.61%	106.16%
Last Close Price	7.15	6.50	3.84	4.29	3.92	6.10
PE Ratio	9.72	19.88	21.10	-	50.56	69.66
PS Ratio	3.05	3.65	3.05	2.54	3.02	8.72
PB Ratio	1.83	1.82	1.39	1.16	1.66	4.75
P/FCF Ratio	-	1.46	-	2.07	1.82	2.10
P/OCF Ratio	-	1.46	-	2.04	1.80	2.09
Debt / Equity Ratio	0.21	0.26	0.34	0.37	0.35	0.03
Debt / FCF Ratio	-	0.21	-	0.66	0.38	0.01
Asset Turnover	0.06	0.07	0.06	0.06	0.09	0.09
Quick Ratio	1.07	1.12	1.05	1.12	1.20	1.09
Current Ratio	1.08	1.12	1.06	1.12	1.20	1.10
Return on Equity (ROE)	22.70%	10.60%	6.97%	-0.50%	4.31%	8.51%
Return on Assets (ROA)	1.97%	1.21%	0.88%	-0.06%	0.53%	1.28%
Return on Invested Capital (ROIC)	15.88%	7.89%	3.68%	-0.32%	3.21%	7.90%
Earnings Yield	10.29%	5.03%	4.74%	-0.42%	1.98%	1.44%
FCF Yield	-	68.45%	-1.36%	48.22%	54.96%	47.74%
Buyback Yield / Dilution	-13.47%	-4.40%	-5.76%	1.74%	-8.02%	-23.43%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.