NewtekOne Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	50.85	47.33	32.31	84.14
Depreciation & Amortization	1.78	2.88	0.24	0.3
Other Amortization	4.56	4.05	2.49	2.65
Loss (Gain) From Sale of Assets	-96.57	-51.47	-56.9	-53.11
Asset Writedown & Restructuring Costs	12.67	4.28	10.1	6.78
Loss (Gain) From Sale of Investments	-10.71	-3.22	-24.32	-1.56
Stock-Based Compensation	4.06	2.83	-	-
Provision & Write-off of Bad Debts	27.28	15.34	-	0.4
Other Operating Activities	2.79	-22.51	38.59	-19.78
Change in Accounts Payable	6.16	-22.55	9.02	1.19
Change in Income Taxes	0.02	-4.04	-	-
Change in Other Net Operating Assets	-7.48	-61.53	-61.47	138.03
Operating Cash Flow	-153.01	-169.22	-62.42	140.92
Operating Cash Flow Growth	-	-	-	693.35%
Capital Expenditures	-0.44	-0.46	-0.01	-
Cash Acquisitions	-	11.14	-	-
Investment in Securities	3.06	-41.15	-	-
Other Investing Activities	0.05	-2.11	-	-
Investing Cash Flow	-209.05	-172.24	-0.01	-
Long-Term Debt Issued	218.49	193.86	164.9	243.43
Long-Term Debt Repaid	-153.2	-174.34	-97.82	-221.91
Net Debt Issued (Repaid)	65.29	19.52	67.08	21.52
Issuance of Common Stock	14.03	0.05	2.02	50.01
Repurchase of Common Stock	-0.7	-	-0.83	-1.58
Common Dividends Paid	-	-	-64.54	-70.14
Dividends Paid	-20.25	-14.15	-64.54	-70.14
Other Financing Activities	502.54	319.55	-2.55	-5.3
Financing Cash Flow	560.9	344.97	1.18	-5.49
Miscellaneous Cash Flow Adjustments	-1.46	54.88	-	-
Net Cash Flow	197.37	58.4	-61.25	135.44
Free Cash Flow	-153.45	-169.68	-62.43	140.92
Free Cash Flow Growth	-	-	-	693.80%
Free Cash Flow Margin	-45.30%	-62.58%	-47.48%	83.75%
Free Cash Flow Per Share	-6.09	-6.97	-2.58	6.18
Cash Interest Paid	79.19	66.47	25.35	20.13
Cash Income Tax Paid	7.43	6.88	-	-
Levered Free Cash Flow	-362.9	-400.2	-306.08	-45.99
Unlevered Free Cash Flow	-316.77	-361.92	-292.12	-35.82
Change in Working Capital	-1.3	-88.12	-52.45	139.23

Source: S&P Global Market Intelligence. Standard template. Financial Sources.