NewtekOne, Inc. (FRA:1N31)

NewtekOne Statistics

Total Valuation

NewtekOne has a market cap or net worth of EUR 325.40 million. The enterprise value is 819.23 million.

Market Cap	325.40M
Enterprise Value	819.23M

Important Dates

The last earnings date was Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Dec 22, 2025

Share Statistics

Current Share Class	28.66M
Shares Outstanding	n/a
Shares Change (YoY)	+5.96%
Shares Change (QoQ)	+9.16%
Owned by Insiders (%)	5.59%
Owned by Institutions (%)	44.09%
Float	24.75M

Valuation Ratios

The trailing PE ratio is 6.57 and the forward PE ratio is 5.80.

PE Ratio	6.57
Forward PE	5.80
PS Ratio	1.00
PB Ratio	0.96
P/TBV Ratio	1.32
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.53
EV / Sales	2.54
EV / EBITDA	4.84
EV / EBIT	4.93
EV / FCF	n/a

Financial Position

The company has a current ratio of 56.84, with a Debt / Equity ratio of 2.07.

Current Ratio	56.84
Quick Ratio	6.62
Debt / Equity	2.07
Debt / EBITDA	4.09
Debt / FCF	n/a
Interest Coverage	2.00

Financial Efficiency

Return on equity (ROE) is 17.44% and return on invested capital (ROIC) is 15.87%.

Return on Equity (ROE)	17.44%
Return on Assets (ROA)	5.13%
Return on Invested Capital (ROIC)	15.87%
Return on Capital Employed (ROCE)	7.30%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	552,422
Profits Per Employee	83,840
Employee Count	591
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

In the past 12 months, NewtekOne has paid 16.58 million in taxes.

Income Tax	16.58M
Effective Tax Rate	24.34%

Stock Price Statistics

The stock price has decreased by -9.19% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-9.19%
50-Day Moving Average	10.23
200-Day Moving Average	9.80
Relative Strength Index (RSI)	62.27
Average Volume (20 Days)	25

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	8.85

Income Statement

In the last 12 months, NewtekOne had revenue of EUR 326.48 million and earned 49.55 million in profits. Earnings per share was 1.86.

Revenue	326.48M
Gross Profit	278.33M
Operating Income	168.00M
Pretax Income	68.12M
Net Income	49.55M
EBITDA	168.62M
EBIT	168.00M
Earnings Per Share (EPS)	1.86

Balance Sheet

The company has 242.08 million in cash and 700.75 million in debt, with a net cash position of -458.67 million.

Cash & Cash Equivalents	242.08M
Total Debt	700.75M
Net Cash	-458.67M
Net Cash Per Share	n/a
Equity (Book Value)	338.61M
Book Value Per Share	10.38
Working Capital	2.04B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 85.25%, with operating and profit margins of 51.46% and 15.79%.

Gross Margin	85.25%
Operating Margin	51.46%
Pretax Margin	20.86%
Profit Margin	15.79%
EBITDA Margin	51.65%
EBIT Margin	51.46%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.66, which amounts to a dividend yield of 5.77%.

Dividend Per Share	0.66
Dividend Yield	5.77%
Dividend Growth (YoY)	-7.30%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-5.96%
Shareholder Yield	-0.18%
Earnings Yield	15.23%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 23, 2014. It was a reverse split with a ratio of 0.2.

Last Split Date	Oct 23, 2014
Split Type	Reverse
Split Ratio	0.2

Scores

NewtekOne has an Altman Z-Score of 1.55 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.55
Piotroski F-Score	4