iA Financial Corporation Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	8,792	10,143	8,364	6,175	5,762	5,414
Market Cap Growth	7.43%	21.27%	35.46%	7.16%	6.42%	42.84%
Enterprise Value	9,971	11,098	9,559	7,885	7,935	6,717
PE Ratio	13.44	15.51	13.23	11.72	26.97	9.39
PS Ratio	1.55	1.79	1.58	1.33	1.25	0.50
PB Ratio	1.71	1.98	1.67	1.28	1.17	1.08
P/FCF Ratio	6.72	7.75	16.33	8.48	25.56	-
P/OCF Ratio	6.05	6.98	11.97	6.72	13.60	42.12
EV/Sales Ratio	1.77	1.96	1.80	1.70	1.72	0.63
EV/EBITDA Ratio	9.78	11.01	9.55	9.22	20.28	6.43
EV/EBIT Ratio	11.51	12.79	10.99	10.79	28.27	8.22
EV/FCF Ratio	7.62	8.48	18.66	10.83	35.21	-
Debt / Equity Ratio	0.38	0.38	0.49	0.35	0.47	0.36
Debt / EBITDA Ratio	1.92	1.92	2.44	1.92	5.69	1.72
Debt / FCF Ratio	1.50	1.50	4.83	2.29	10.22	-
Net Debt / Equity Ratio	0.11	0.11	0.28	0.15	0.28	0.15
Net Debt / EBITDA Ratio	0.56	0.56	1.42	0.85	3.48	0.72
Net Debt / FCF Ratio	0.43	0.43	2.78	0.99	6.05	-17.21
Quick Ratio	0.41	0.41	0.33	0.37	0.38	0.45
Current Ratio	0.82	0.82	0.79	0.82	0.77	0.94
Asset Turnover	0.08	0.08	0.08	0.08	0.08	0.17
Return on Equity (ROE)	13.93%	13.93%	13.26%	11.14%	4.65%	12.39%
Return on Assets (ROA)	0.75%	0.75%	0.80%	0.75%	0.28%	0.81%
Return on Invested Capital (ROIC)	10.20%	10.21%	9.84%	8.44%	3.82%	9.40%
Earnings Yield	7.44%	6.71%	7.72%	8.75%	4.01%	10.94%
FCF Yield	14.88%	12.90%	6.12%	11.79%	3.91%	-0.81%
Dividend Yield	2.58%	2.19%	2.71%	3.71%	3.66%	3.32%
Payout Ratio	34.19%	31.93%	33.47%	38.53%	82.93%	26.29%
Buyback Yield / Dilution	3.13%	3.13%	6.80%	3.74%	0.93%	-0.94%
Total Shareholder Return	5.70%	5.31%	9.50%	7.45%	4.59%	2.39%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.