iA Financial Corporation Inc. (FRA:1OD)

iA Financial Corporation Statistics

Total Valuation

FRA:1OD has a market cap or net worth of EUR 8.79 billion. The enterprise value is 9.97 billion.

Market Cap	8.79B
Enterprise Value	9.97B

Important Dates

The last earnings date was Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Nov 21, 2025

Share Statistics

Current Share Class	91.24M
Shares Outstanding	n/a
Shares Change (YoY)	-3.13%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	91.08M

Valuation Ratios

The trailing PE ratio is 13.44 and the forward PE ratio is 11.19.

PE Ratio	13.44
Forward PE	11.19
PS Ratio	1.55
PB Ratio	1.71
P/TBV Ratio	4.44
P/FCF Ratio	6.72
P/OCF Ratio	6.05
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.78, with an EV/FCF ratio of 7.62.

EV / Earnings	15.24
EV / Sales	1.77
EV / EBITDA	9.78
EV / EBIT	11.51
EV / FCF	7.62

Financial Position

The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.38.

Current Ratio	0.82
Quick Ratio	0.41
Debt / Equity	0.38
Debt / EBITDA	1.92
Debt / FCF	1.50
Interest Coverage	20.25

Financial Efficiency

Return on equity (ROE) is 13.93% and return on invested capital (ROIC) is 10.20%.

Return on Equity (ROE)	13.93%
Return on Assets (ROA)	0.75%
Return on Invested Capital (ROIC)	10.20%
Return on Capital Employed (ROCE)	1.28%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	546,609
Profits Per Employee	63,216
Employee Count	10,347
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:1OD has paid 144.11 million in taxes.

Income Tax	144.11M
Effective Tax Rate	17.47%

Stock Price Statistics

The stock price has increased by +5.09% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+5.09%
50-Day Moving Average	105.90
200-Day Moving Average	96.57
Relative Strength Index (RSI)	22.95
Average Volume (20 Days)	10

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:1OD had revenue of EUR 5.66 billion and earned 654.09 million in profits. Earnings per share was 7.01.

Revenue	5.66B
Gross Profit	2.60B
Operating Income	867.78M
Pretax Income	824.92M
Net Income	654.09M
EBITDA	1.01B
EBIT	867.78M
Earnings Per Share (EPS)	7.01

Balance Sheet

The company has 1.58 billion in cash and 1.97 billion in debt, with a net cash position of -560.30 million.

Cash & Cash Equivalents	1.58B
Total Debt	1.97B
Net Cash	-560.30M
Net Cash Per Share	n/a
Equity (Book Value)	5.13B
Book Value Per Share	49.20
Working Capital	-1.52B

Cash Flow

In the last 12 months, operating cash flow was 1.45 billion and capital expenditures -144.73 million, giving a free cash flow of 1.31 billion.

Operating Cash Flow	1.45B
Capital Expenditures	-144.73M
Free Cash Flow	1.31B
FCF Per Share	n/a

Margins

Gross margin is 46.00%, with operating and profit margins of 15.34% and 12.04%.

Gross Margin	46.00%
Operating Margin	15.34%
Pretax Margin	14.59%
Profit Margin	12.04%
EBITDA Margin	17.83%
EBIT Margin	15.34%
FCF Margin	23.13%

Dividends & Yields

This stock pays an annual dividend of 2.40, which amounts to a dividend yield of 2.58%.

Dividend Per Share	2.40
Dividend Yield	2.58%
Dividend Growth (YoY)	5.70%
Years of Dividend Growth	12
Payout Ratio	31.93%
Buyback Yield	3.13%
Shareholder Yield	5.70%
Earnings Yield	7.44%
FCF Yield	14.88%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6