Enova International Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	71.71	73.91	54.36	100.17	165.48
Long-Term Investments	-	7.02	23.02	26.32	28.02
Trading Asset Securities	-	3.64	7.17	17.41	16.06
Loans & Lease Receivables	5,472	4,386	3,629	3,019	1,965
Other Receivables	121.77	93.73	108.07	104.12	97.82
Property, Plant & Equipment	149.12	30.91	33.27	41.04	37.49
Goodwill	279.28	279.28	279.28	279.28	279.28
Other Intangible Assets	3.66	118.2	108.69	98.93	99.46
Restricted Cash	336.15	248.76	323.08	78.24	60.41
Other Long-Term Assets	35.2	24.25	19.44	16.87	12.79
Total Assets	6,468	5,266	4,586	3,781	2,761
Accounts Payable	305.85	58.95	43.33	30.78	37.18
Accrued Expenses	-	78.26	64.42	57.58	57.34
Current Portion of Leases	-	3.47	-	-	-
Long-Term Debt	4,498	3,563	2,944	2,259	1,384
Long-Term Leases	32.04	28.69	27.04	33.6	40.99
Other Current Liabilities	-	112.76	153.41	109.96	61.58
Long-Term Deferred Tax Liabilities	295.44	223.59	113.35	104.17	86.94
Total Liabilities	5,132	4,069	3,345	2,595	1,668
Additional Paid-In Capital	370.08	328.27	284.26	251.88	225.69
Retained Earnings	2,006	1,698	1,488	1,313	1,106
Comprehensive Income & Other	-9.5	-13.69	-6.26	-5.99	-8.54
Total Common Equity	1,337	1,197	1,240	1,186	1,093
Shareholders' Equity	1,337	1,197	1,240	1,186	1,093
Total Liabilities & Equity	6,468	5,266	4,586	3,781	2,761
Total Debt	4,530	3,596	2,971	2,292	1,425
Net Cash (Debt)	-4,459	-3,518	-2,909	-2,175	-1,244
Net Cash Per Share	-166.53	-124.75	-91.14	-64.95	-32.96
Filing Date Shares Outstanding	24.72	25.79	28.18	31.55	33.46
Total Common Shares Outstanding	24.72	25.81	29.09	31.22	34.14
Working Capital	5,695	4,553	3,861	3,120	2,148
Book Value Per Share	54.08	46.38	42.63	37.99	32.01
Tangible Book Value	1,054	799.45	852.22	807.94	714.32
Tangible Book Value Per Share	42.64	30.98	29.30	25.88	20.92

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.