Enova International Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,436	3,321	2,427	1,496	1,129	1,312
Market Cap Growth	27.66%	36.82%	62.23%	32.44%	-13.89%	81.63%
PE Ratio	13.08	12.64	12.00	9.44	5.82	5.82
PS Ratio	2.71	2.62	2.03	1.60	1.21	1.57
PB Ratio	3.02	2.92	2.10	1.33	1.02	1.37
P/FCF Ratio	2.28	2.20	1.68	1.47	1.42	3.37
P/OCF Ratio	2.22	2.14	1.63	1.42	1.35	3.16
Debt / Equity Ratio	3.39	3.39	3.00	2.40	1.93	1.30
Debt / FCF Ratio	2.56	2.56	2.40	2.65	2.70	3.22
Quick Ratio	18.52	18.52	17.98	14.55	16.34	14.38
Current Ratio	19.62	19.62	18.97	15.78	16.73	14.76
Asset Turnover	0.25	0.25	0.25	0.25	0.31	0.39
Return on Equity (ROE)	24.34%	24.34%	17.19%	14.44%	18.20%	25.55%
Return on Assets (ROA)	5.26%	5.26%	4.25%	4.19%	6.34%	10.56%
Return on Invested Capital (ROIC)	5.45%	5.77%	5.05%	4.56%	6.80%	11.52%
Earnings Yield	7.64%	7.91%	8.34%	10.59%	17.18%	17.18%
FCF Yield	43.92%	45.45%	59.50%	67.83%	70.45%	29.64%
Buyback Yield / Dilution	5.06%	5.06%	11.65%	4.67%	11.27%	-16.82%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.