Enova International, Inc. (FRA:27E)

Enova International Statistics

Total Valuation

FRA:27E has a market cap or net worth of EUR 2.78 billion.

Market Cap	2.78B
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	24.80M
Shares Outstanding	n/a
Shares Change (YoY)	-6.65%
Shares Change (QoQ)	-0.65%
Owned by Insiders (%)	4.66%
Owned by Institutions (%)	93.47%
Float	23.63M

Valuation Ratios

The trailing PE ratio is 11.12 and the forward PE ratio is 8.71.

PE Ratio	11.12
Forward PE	8.71
PS Ratio	2.30
PB Ratio	2.54
P/TBV Ratio	3.26
P/FCF Ratio	1.91
P/OCF Ratio	1.86
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 21.73, with a Debt / Equity ratio of 3.22.

Current Ratio	21.73
Quick Ratio	20.53
Debt / Equity	3.22
Debt / EBITDA	n/a
Debt / FCF	2.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.81%.

Return on Equity (ROE)	23.81%
Return on Assets (ROA)	5.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	674,455
Profits Per Employee	139,794
Employee Count	1,787
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:27E has paid 73.76 million in taxes.

Income Tax	73.76M
Effective Tax Rate	22.80%

Stock Price Statistics

The stock price has increased by +15.90% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+15.90%
50-Day Moving Average	102.20
200-Day Moving Average	93.17
Relative Strength Index (RSI)	62.75
Average Volume (20 Days)	6

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	6.13

Income Statement

In the last 12 months, FRA:27E had revenue of EUR 1.21 billion and earned 249.81 million in profits. Earnings per share was 9.22.

Revenue	1.21B
Gross Profit	992.94M
Operating Income	324.48M
Pretax Income	323.57M
Net Income	249.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.22

Balance Sheet

The company has 53.38 million in cash and 3.53 billion in debt, giving a net cash position of -3.47 billion.

Cash & Cash Equivalents	53.38M
Total Debt	3.53B
Net Cash	-3.47B
Net Cash Per Share	n/a
Equity (Book Value)	1.09B
Book Value Per Share	43.97
Working Capital	4.47B

Cash Flow

In the last 12 months, operating cash flow was 1.49 billion and capital expenditures -38.88 million, giving a free cash flow of 1.45 billion.

Operating Cash Flow	1.49B
Capital Expenditures	-38.88M
Free Cash Flow	1.45B
FCF Per Share	n/a

Margins

Gross margin is 82.38%, with operating and profit margins of 26.92% and 20.73%.

Gross Margin	82.38%
Operating Margin	26.92%
Pretax Margin	26.85%
Profit Margin	20.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	120.58%

Dividends & Yields

FRA:27E does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	6.65%
Shareholder Yield	6.65%
Earnings Yield	8.99%
FCF Yield	52.33%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6