Enova International, Inc. (FRA:27E)

Enova International Statistics

Total Valuation

FRA:27E has a market cap or net worth of EUR 3.44 billion.

Market Cap	3.44B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	24.72M
Shares Outstanding	n/a
Shares Change (YoY)	-5.06%
Shares Change (QoQ)	-0.43%
Owned by Insiders (%)	4.67%
Owned by Institutions (%)	92.54%
Float	23.54M

Valuation Ratios

The trailing PE ratio is 13.08 and the forward PE ratio is 10.01.

PE Ratio	13.08
Forward PE	10.01
PS Ratio	2.71
PB Ratio	3.02
P/TBV Ratio	3.83
P/FCF Ratio	2.28
P/OCF Ratio	2.22
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 19.62, with a Debt / Equity ratio of 3.39.

Current Ratio	19.62
Quick Ratio	18.52
Debt / Equity	3.39
Debt / EBITDA	n/a
Debt / FCF	2.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.34% and return on invested capital (ROIC) is 5.45%.

Return on Equity (ROE)	24.34%
Return on Assets (ROA)	5.26%
Return on Invested Capital (ROIC)	5.45%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	710,593
Profits Per Employee	146,981
Employee Count	1,787
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:27E has paid 78.91 million in taxes.

Income Tax	78.91M
Effective Tax Rate	23.10%

Stock Price Statistics

The stock price has increased by +22.22% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+22.22%
50-Day Moving Average	126.60
200-Day Moving Average	101.67
Relative Strength Index (RSI)	58.65
Average Volume (20 Days)	10

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	6.77

Income Statement

In the last 12 months, FRA:27E had revenue of EUR 1.27 billion and earned 262.65 million in profits. Earnings per share was 9.81.

Revenue	1.27B
Gross Profit	1.05B
Operating Income	340.79M
Pretax Income	341.56M
Net Income	262.65M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.81

Balance Sheet

The company has 61.07 million in cash and 3.86 billion in debt, with a net cash position of -3.80 billion.

Cash & Cash Equivalents	61.07M
Total Debt	3.86B
Net Cash	-3.80B
Net Cash Per Share	n/a
Equity (Book Value)	1.14B
Book Value Per Share	46.06
Working Capital	4.85B

Cash Flow

In the last 12 months, operating cash flow was 1.55 billion and capital expenditures -40.15 million, giving a free cash flow of 1.51 billion.

Operating Cash Flow	1.55B
Capital Expenditures	-40.15M
Free Cash Flow	1.51B
FCF Per Share	n/a

Margins

Gross margin is 82.68%, with operating and profit margins of 26.84% and 20.68%.

Gross Margin	82.68%
Operating Margin	26.84%
Pretax Margin	26.90%
Profit Margin	20.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	118.85%

Dividends & Yields

FRA:27E does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	5.06%
Shareholder Yield	5.06%
Earnings Yield	7.64%
FCF Yield	43.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6