TruFin plc (FRA:29U)

TruFin Statistics

Total Valuation

TruFin has a market cap or net worth of EUR 127.94 million. The enterprise value is 109.70 million.

Market Cap	127.94M
Enterprise Value	109.70M

Important Dates

The next estimated earnings date is Friday, March 20, 2026.

Earnings Date	Mar 20, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	98.66M
Shares Outstanding	n/a
Shares Change (YoY)	+3.85%
Shares Change (QoQ)	-6.96%
Owned by Insiders (%)	0.38%
Owned by Institutions (%)	65.53%
Float	78.31M

Valuation Ratios

The trailing PE ratio is 14.85.

PE Ratio	14.85
Forward PE	n/a
PS Ratio	1.67
PB Ratio	2.29
P/TBV Ratio	5.31
P/FCF Ratio	6.42
P/OCF Ratio	6.42
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.27, with an EV/FCF ratio of 5.51.

EV / Earnings	12.74
EV / Sales	1.47
EV / EBITDA	2.27
EV / EBIT	2.30
EV / FCF	5.51

Financial Position

The company has a current ratio of 1.95, with a Debt / Equity ratio of 0.02.

Current Ratio	1.95
Quick Ratio	1.95
Debt / Equity	0.02
Debt / EBITDA	0.02
Debt / FCF	0.06
Interest Coverage	1.12

Financial Efficiency

Return on equity (ROE) is 19.80% and return on invested capital (ROIC) is 57.37%.

Return on Equity (ROE)	19.80%
Return on Assets (ROA)	43.36%
Return on Invested Capital (ROIC)	57.37%
Return on Capital Employed (ROCE)	87.73%
Revenue Per Employee	458,305
Profits Per Employee	51,575
Employee Count	188
Asset Turnover	1.09
Inventory Turnover	n/a

Taxes

Income Tax	-4.83M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +57.50% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+57.50%
50-Day Moving Average	1.23
200-Day Moving Average	1.06
Relative Strength Index (RSI)	60.60
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TruFin had revenue of EUR 76.54 million and earned 8.61 million in profits. Earnings per share was 0.07.

Revenue	76.54M
Gross Profit	62.26M
Operating Income	48.92M
Pretax Income	5.14M
Net Income	8.61M
EBITDA	49.30M
EBIT	48.92M
Earnings Per Share (EPS)	0.07

Balance Sheet

The company has 20.95 million in cash and 1.11 million in debt, giving a net cash position of 19.84 million.

Cash & Cash Equivalents	20.95M
Total Debt	1.11M
Net Cash	19.84M
Net Cash Per Share	n/a
Equity (Book Value)	55.77M
Book Value Per Share	0.52
Working Capital	20.69M

Cash Flow

In the last 12 months, operating cash flow was 19.93 million and capital expenditures -18,666, giving a free cash flow of 19.92 million.

Operating Cash Flow	19.93M
Capital Expenditures	-18,666
Free Cash Flow	19.92M
FCF Per Share	n/a

Margins

Gross margin is 81.35%, with operating and profit margins of 63.92% and 11.25%.

Gross Margin	81.35%
Operating Margin	63.92%
Pretax Margin	6.72%
Profit Margin	11.25%
EBITDA Margin	64.41%
EBIT Margin	63.92%
FCF Margin	26.02%

Dividends & Yields

TruFin does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.85%
Shareholder Yield	-3.85%
Earnings Yield	6.73%
FCF Yield	15.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TruFin has an Altman Z-Score of 5.38 and a Piotroski F-Score of 7.

Altman Z-Score	5.38
Piotroski F-Score	7