Aktia Pankki Oyj (FRA:2A41)

Aktia Pankki Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	362.68	424.98	360.71	119.51	93.25	83.07
Interest Income on Investments	46.34	0.34	0.14	1.44	0.35	0.4
Total Interest Income	409.03	425.33	360.85	120.96	93.61	83.47
Interest Paid on Deposits	272.94	272.94	220.28	20.33	-3	2.39
Net Interest Income	141.88	152.38	140.57	100.62	96.6	81.08
Net Interest Income Growth (YoY)	-7.13%	8.40%	39.70%	4.16%	19.15%	3.90%
Gain (Loss) on Sale of Assets	0.15	0.15	0.12	0.02	0.35	0.08
Gain (Loss) on Sale of Investments	88.36	104.96	108.1	-189.38	4.51	4.79
Other Non-Interest Income	68.79	51.29	38.65	391.69	98.94	74.31
Total Non-Interest Income	157.31	156.41	146.87	202.33	103.79	79.18
Non-Interest Income Growth (YoY)	5.38%	6.49%	-27.41%	94.93%	31.09%	21.05%
Revenues Before Loan Losses	299.19	308.79	287.44	302.95	200.4	160.26
Provision for Loan Losses	14.23	10.63	6.97	10.22	4.49	4.05
Revenue	284.96	298.16	280.48	292.73	195.9	156.21
Revenue Growth (YoY)	-2.83%	6.31%	-4.18%	49.42%	25.41%	12.39%
Salaries and Employee Benefits	79.76	77.56	80.26	76.53	81.11	66.75
Occupancy Expenses	18.14	23.74	23.49	23.29	21.5	18.28
Selling, General & Administrative	63.76	59.16	50.8	42.75	39.92	32.57
Other Non-Interest Expense	22.62	18.12	22.16	26.86	31.86	24.28
Total Non-Interest Expense	184.19	178.49	176.56	169.18	174.67	141.98
EBT Excluding Unusual Items	100.77	119.67	103.92	123.54	21.23	14.23
Asset Writedown	-25.63	-25.03	-1.3	-	3.12	-3.82
Other Unusual Items	-	-	-	-	60.27	44.68
Pretax Income	75.15	94.65	102.61	123.5	84.62	54.79
Income Tax Expense	15.05	18.75	21.27	25.17	17.27	12.17
Earnings From Continuing Operations	60.1	75.9	81.34	98.33	67.36	42.62
Net Income	60.1	75.9	81.34	98.33	67.36	42.62
Preferred Dividends & Other Adjustments	-	-	-	-	0.54	-
Net Income to Common	60.1	75.9	81.34	98.33	66.82	42.62
Net Income Growth	-37.30%	-6.69%	-17.28%	45.98%	58.04%	-31.06%
Basic Shares Outstanding	73	73	72	72	70	70
Diluted Shares Outstanding	73	73	72	72	70	70
Shares Change (YoY)	0.54%	0.54%	0.46%	2.21%	0.96%	1.09%
EPS (Basic)	0.82	1.04	1.12	1.37	0.95	0.61
EPS (Diluted)	0.82	1.04	1.12	1.37	0.95	0.61
EPS Growth	-37.75%	-7.14%	-17.97%	43.99%	55.46%	-31.88%
Dividend Per Share	0.820	0.820	0.700	0.430	0.560	0.430
Dividend Growth	17.14%	17.14%	62.79%	-23.21%	30.23%	-18.87%
Effective Tax Rate	20.03%	19.81%	20.73%	20.38%	20.40%	22.21%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.