BFF Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	130.9	153.69	257.21	634.88	554.47	189.6
Long-Term Investments	341.5	332.95	315.54	232.08	129.49	0.25
Trading Asset Securities	1.2	1.81	1.17	0.21	4.11	-
Loans & Lease Receivables	10,004	10,207	10,286	11,524	9,750	5,750
Other Receivables	779.2	627.95	757.63	290.53	125.44	27.56
Property, Plant & Equipment	105.1	104.75	60.69	54.35	36.45	18.01
Goodwill	31	30.96	30.96	30.96	30.87	30.87
Other Intangible Assets	43.4	46.56	43.79	39.2	36.67	5.8
Restricted Cash	-	-	-	173.64	155.89	-
Other Current Assets	-	41.38	42.88	18.75	6.68	18.46
Long-Term Deferred Tax Assets	54.7	60.82	56.24	60.19	59.13	11.24
Other Long-Term Assets	643.1	137.98	140.28	100.04	126.68	0
Total Assets	12,135	12,151	12,292	13,342	11,177	6,051
Interest Bearing Deposits	9,588	3,297	3,618	2,455	1,028	2,589
Non-Interest Bearing Deposits	-	4,816	5,218	4,851	7,480	141.89
Total Deposits	9,588	8,113	8,836	7,306	8,508	2,731
Accounts Payable	-	57.24	36.66	39.77	39.15	16.6
Accrued Expenses	-	32.55	45.8	43.84	44.13	24.7
Short-Term Debt	0.4	1,562	1,659	4,457	1,126	1,675
Long-Term Debt	612.4	979.74	305.12	234.35	367.06	1,002
Long-Term Leases	-	6.07	15.24	13.18	17	7.44
Current Income Taxes Payable	4.3	2.79	2.47	31	5.03	5.82
Other Current Liabilities	-	298.61	472.9	260	280.61	36.48
Long-Term Deferred Tax Liabilities	172.7	163.9	121.32	105.01	95.66	77.87
Pension & Post-Retirement Benefits	6.2	6.94	7.01	7.86	6.13	4.78
Other Long-Term Liabilities	769.6	51.24	31.89	86.15	116.51	7.3
Total Liabilities	11,154	11,275	11,533	12,584	10,605	5,589
Common Stock	145.2	145.01	143.95	142.87	142.69	131.4
Additional Paid-In Capital	66.3	66.28	66.28	66.28	66.49	-
Retained Earnings	591.1	498.01	449.42	465.2	364.28	332.55
Comprehensive Income & Other	178.3	171.09	103.54	88.3	5.27	2.15
Total Common Equity	980.9	876.81	758.81	758.77	571.6	462.58
Shareholders' Equity	980.9	876.81	758.81	758.77	571.6	462.58
Total Liabilities & Equity	12,135	12,151	12,292	13,342	11,177	6,051
Total Debt	612.8	2,548	1,979	4,704	1,510	2,684
Net Cash (Debt)	-480.7	-1,987	-1,421	-3,885	-791.11	-2,495
Net Cash Per Share	-2.55	-10.45	-7.55	-20.85	-4.05	-14.13
Filing Date Shares Outstanding	188.45	187.93	186.45	184.98	184.34	184.02
Total Common Shares Outstanding	188.45	187.93	186.45	184.98	184.34	169.97
Working Capital	1,323	1,371	591.89	688.5	754.65	1,496
Book Value Per Share	5.21	4.67	4.07	4.10	3.10	2.72
Tangible Book Value	906.5	799.29	684.07	688.61	504.05	425.9
Tangible Book Value Per Share	4.81	4.25	3.67	3.72	2.73	2.51

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.