BFF Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	215.68	171.66	232.05	197.37	91.07	Upgrade
Depreciation & Amortization	13.85	13.06	12.65	10.08	-	Upgrade
Loss (Gain) From Sale of Investments	-1.47	-14.31	14.84	-9.84	-	Upgrade
Asset Writedown & Restructuring Costs	-	-	-	-	5.52	Upgrade
Provision for Credit Losses	5.57	0.04	5.91	-0.2	3.14	Upgrade
Change in Trading Asset Securities	-0.11	-7.35	-42.07	-94.7	82.75	Upgrade
Change in Other Net Operating Assets	-297.47	-403.79	-172.69	428.61	-62.48	Upgrade
Other Operating Activities	105.44	55.82	105.64	1.9	0.99	Upgrade
Operating Cash Flow	41.51	-184.88	156.32	533.23	120.99	Upgrade
Operating Cash Flow Growth	-	-	-70.68%	340.73%	31.13%	Upgrade
Capital Expenditures	-31.36	-19.05	-22.93	-26.71	-3.04	Upgrade
Sale (Purchase) of Intangibles	-12.81	-12.62	-10.29	-34.61	-3.94	Upgrade
Investment in Securities	-	-	-0.17	-13.4	-0.09	Upgrade
Other Investing Activities	0	-	-	3.68	0	Upgrade
Investing Cash Flow	-44.17	-31.67	-33.4	-71.04	-7.06	Upgrade
Issuance of Common Stock	-	-	150	77.16	0.07	Upgrade
Repurchase of Common Stock	-	-2.79	-	-5.98	-2.7	Upgrade
Common Dividends Paid	-101.21	-159.42	-193.83	-168.51	-	Upgrade
Other Financing Activities	-	-0	-	-	-	Upgrade
Financing Cash Flow	-101.21	-162.21	-43.83	-97.32	-2.63	Upgrade
Foreign Exchange Rate Adjustments	0.36	1.08	1.31	-	-	Upgrade
Net Cash Flow	-103.52	-377.67	80.41	364.87	111.3	Upgrade
Free Cash Flow	10.14	-203.93	133.39	506.52	117.95	Upgrade
Free Cash Flow Growth	-	-	-73.67%	329.44%	43.78%	Upgrade
Free Cash Flow Margin	2.08%	-48.04%	32.44%	161.60%	56.75%	Upgrade
Free Cash Flow Per Share	0.05	-1.08	0.72	2.59	0.67	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.