BFF Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	215.68	171.66	232.05	197.37	91.07
Depreciation & Amortization	13.85	13.06	12.65	10.08	-
Loss (Gain) From Sale of Investments	-1.47	-14.31	14.84	-9.84	-
Asset Writedown & Restructuring Costs	-	-	-	-	5.52
Provision for Credit Losses	5.57	0.04	5.91	-0.2	3.14
Change in Trading Asset Securities	-0.11	-7.35	-42.07	-94.7	82.75
Change in Other Net Operating Assets	-297.47	-403.79	-172.69	428.61	-62.48
Other Operating Activities	105.44	55.82	105.64	1.9	0.99
Operating Cash Flow	41.51	-184.88	156.32	533.23	120.99
Operating Cash Flow Growth	-	-	-70.68%	340.73%	31.13%
Capital Expenditures	-31.36	-19.05	-22.93	-26.71	-3.04
Sale (Purchase) of Intangibles	-12.81	-12.62	-10.29	-34.61	-3.94
Investment in Securities	-	-	-0.17	-13.4	-0.09
Other Investing Activities	0	-	-	3.68	0
Investing Cash Flow	-44.17	-31.67	-33.4	-71.04	-7.06
Issuance of Common Stock	-	-	150	77.16	0.07
Repurchase of Common Stock	-	-2.79	-	-5.98	-2.7
Common Dividends Paid	-101.21	-159.42	-193.83	-168.51	-
Other Financing Activities	-	-0	-	-	-
Financing Cash Flow	-101.21	-162.21	-43.83	-97.32	-2.63
Foreign Exchange Rate Adjustments	0.36	1.08	1.31	-	-
Net Cash Flow	-103.52	-377.67	80.41	364.87	111.3
Free Cash Flow	10.14	-203.93	133.39	506.52	117.95
Free Cash Flow Growth	-	-	-73.67%	329.44%	43.78%
Free Cash Flow Margin	2.08%	-48.04%	32.44%	161.60%	56.75%
Free Cash Flow Per Share	0.05	-1.08	0.72	2.59	0.67

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.