North Pacific Bank,Ltd. Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	1,899,234	2,653,639	3,060,635	2,796,033	4,338,005	2,625,082
Investment Securities	2,663,471	2,605,518	2,399,058	1,597,301	1,495,844	1,519,470
Trading Asset Securities	1,671	1,763	1,765	1,992	2,576	3,711
Total Investments	2,665,142	2,607,281	2,400,823	1,599,293	1,498,420	1,523,181
Gross Loans	8,457,618	7,856,702	7,488,294	7,704,065	7,362,064	7,367,977
Allowance for Loan Losses	-42,699	-42,921	-45,568	-42,755	-38,438	-37,704
Net Loans	8,414,919	7,813,781	7,442,726	7,661,310	7,323,626	7,330,273
Property, Plant & Equipment	74,338	71,675	70,623	72,266	73,541	77,252
Other Intangible Assets	14,348	15,847	18,735	21,996	3,390	4,936
Other Current Assets	79,470	73,969	71,122	75,819	65,858	64,511
Long-Term Deferred Tax Assets	11,354	14,884	535	943	812	290
Other Long-Term Assets	174,910	195,660	179,375	293,314	240,171	232,682
Total Assets	13,333,715	13,446,736	13,244,574	12,520,974	13,543,823	11,858,207
Accrued Expenses	632	1,536	1,470	1,516	1,588	1,670
Interest Bearing Deposits	10,980,596	11,170,429	11,092,835	11,003,119	10,663,235	9,972,040
Total Deposits	10,980,596	11,170,429	11,092,835	11,003,119	10,663,235	9,972,040
Short-Term Borrowings	6,041	-	-	10,964	14,473	13,402
Other Current Liabilities	856,327	68,166	65,308	68,828	53,468	55,942
Long-Term Debt	919,997	1,701,172	1,525,790	951,268	2,307,392	1,281,599
Pension & Post-Retirement Benefits	1,418	1,487	1,335	1,366	961	548
Long-Term Deferred Tax Liabilities	3,191	3,042	20,904	9,952	17,850	29,434
Other Long-Term Liabilities	164,464	116,493	89,412	66,638	63,785	62,937
Total Liabilities	12,932,666	13,062,325	12,797,054	12,113,651	13,122,752	11,417,572
Common Stock	121,101	121,101	121,101	121,101	121,101	121,101
Additional Paid-In Capital	74,742	74,753	74,751	74,751	74,750	74,741
Retained Earnings	196,122	193,187	176,889	167,891	162,019	154,102
Treasury Stock	-495	-8,351	-3,921	-3,800	-3,053	-3,153
Comprehensive Income & Other	5,437	-210	73,860	43,410	61,988	89,264
Total Common Equity	396,907	380,480	442,680	403,353	416,805	436,055
Minority Interest	4,142	3,931	4,840	3,970	4,266	4,580
Shareholders' Equity	401,049	384,411	447,520	407,323	421,071	440,635
Total Liabilities & Equity	13,333,715	13,446,736	13,244,574	12,520,974	13,543,823	11,858,207
Total Debt	926,038	1,701,172	1,525,790	962,232	2,321,865	1,295,001
Net Cash (Debt)	974,867	954,230	1,536,610	1,835,793	2,018,716	1,333,792
Net Cash Growth	-34.37%	-37.90%	-16.30%	-9.06%	51.35%	14.24%
Net Cash Per Share	2589.32	2496.30	3991.41	4762.17	5194.32	3430.03
Filing Date Shares Outstanding	376.5	376.54	382.48	385.15	384.93	388.3
Total Common Shares Outstanding	376.5	376.54	384.74	385.15	388.58	388.23
Book Value Per Share	1054.22	1010.47	1150.58	1047.25	1072.65	1123.19
Tangible Book Value	382,559	364,633	423,945	381,357	413,415	431,119
Tangible Book Value Per Share	1016.11	968.38	1101.89	990.15	1063.92	1110.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.