Credit Corp Group Limited (FRA:2RC)

Credit Corp Group Statistics

Total Valuation

FRA:2RC has a market cap or net worth of EUR 533.89 million.

Market Cap	533.89M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	68.07M
Shares Outstanding	n/a
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	1.26%
Owned by Institutions (%)	41.53%
Float	66.40M

Valuation Ratios

The trailing PE ratio is 10.16 and the forward PE ratio is 8.97.

PE Ratio	10.16
Forward PE	8.97
PS Ratio	2.14
PB Ratio	1.07
P/TBV Ratio	1.09
P/FCF Ratio	18.68
P/OCF Ratio	18.19
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 5.78, with a Debt / Equity ratio of 0.48.

Current Ratio	5.78
Quick Ratio	5.69
Debt / Equity	0.48
Debt / EBITDA	n/a
Debt / FCF	8.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.97%.

Return on Equity (ROE)	10.97%
Return on Assets (ROA)	6.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	120,878
Profits Per Employee	25,438
Employee Count	2,138
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:2RC has paid 22.06 million in taxes.

Income Tax	22.06M
Effective Tax Rate	29.58%

Stock Price Statistics

The stock price has decreased by -28.70% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-28.70%
50-Day Moving Average	7.99
200-Day Moving Average	8.14
Relative Strength Index (RSI)	52.17
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:2RC had revenue of EUR 249.61 million and earned 52.53 million in profits. Earnings per share was 0.76.

Revenue	249.61M
Gross Profit	218.95M
Operating Income	74.59M
Pretax Income	74.59M
Net Income	52.53M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.76

Balance Sheet

The company has 31.66 million in cash and 236.94 million in debt, giving a net cash position of -205.28 million.

Cash & Cash Equivalents	31.66M
Total Debt	236.94M
Net Cash	-205.28M
Net Cash Per Share	n/a
Equity (Book Value)	497.00M
Book Value Per Share	7.30
Working Capital	211.56M

Cash Flow

In the last 12 months, operating cash flow was 29.34 million and capital expenditures -770,386, giving a free cash flow of 28.57 million.

Operating Cash Flow	29.34M
Capital Expenditures	-770,386
Free Cash Flow	28.57M
FCF Per Share	n/a

Margins

Gross margin is 87.71%, with operating and profit margins of 29.88% and 21.04%.

Gross Margin	87.71%
Operating Margin	29.88%
Pretax Margin	29.88%
Profit Margin	21.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	11.45%

Dividends & Yields

This stock pays an annual dividend of 0.39, which amounts to a dividend yield of 5.08%.

Dividend Per Share	0.39
Dividend Yield	5.08%
Dividend Growth (YoY)	70.12%
Years of Dividend Growth	n/a
Payout Ratio	39.77%
Buyback Yield	-0.02%
Shareholder Yield	5.06%
Earnings Yield	9.84%
FCF Yield	5.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4