Credit Corp Group Limited (FRA:2RC)

Credit Corp Group Statistics

Total Valuation

FRA:2RC has a market cap or net worth of EUR 517.99 million.

Market Cap	517.99M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 2, 2026.

Earnings Date	Feb 2, 2026
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	68.07M
Shares Outstanding	n/a
Shares Change (YoY)	-0.53%
Shares Change (QoQ)	-0.10%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	66.40M

Valuation Ratios

The trailing PE ratio is 9.69 and the forward PE ratio is 7.95.

PE Ratio	9.69
Forward PE	7.95
PS Ratio	1.99
PB Ratio	1.02
P/TBV Ratio	1.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 7.00, with a Debt / Equity ratio of 0.53.

Current Ratio	7.00
Quick Ratio	6.88
Debt / Equity	0.53
Debt / EBITDA	n/a
Debt / FCF	-52.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.58% and return on invested capital (ROIC) is 6.90%.

Return on Equity (ROE)	10.58%
Return on Assets (ROA)	6.64%
Return on Invested Capital (ROIC)	6.90%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	125,783
Profits Per Employee	25,882
Employee Count	2,065
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:2RC has paid 22.57 million in taxes.

Income Tax	22.57M
Effective Tax Rate	29.69%

Stock Price Statistics

The stock price has decreased by -22.80% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-22.80%
50-Day Moving Average	7.73
200-Day Moving Average	8.08
Relative Strength Index (RSI)	50.17
Average Volume (20 Days)	72

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:2RC had revenue of EUR 259.74 million and earned 53.45 million in profits. Earnings per share was 0.78.

Revenue	259.74M
Gross Profit	226.15M
Operating Income	76.02M
Pretax Income	76.02M
Net Income	53.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.78

Balance Sheet

The company has 26.25 million in cash and 267.46 million in debt, with a net cash position of -241.20 million.

Cash & Cash Equivalents	26.25M
Total Debt	267.46M
Net Cash	-241.20M
Net Cash Per Share	n/a
Equity (Book Value)	507.29M
Book Value Per Share	7.45
Working Capital	232.90M

Cash Flow

In the last 12 months, operating cash flow was -619,800 and capital expenditures -4.51 million, giving a free cash flow of -5.13 million.

Operating Cash Flow	-619,800
Capital Expenditures	-4.51M
Free Cash Flow	-5.13M
FCF Per Share	n/a

Margins

Gross margin is 87.07%, with operating and profit margins of 29.27% and 20.58%.

Gross Margin	87.07%
Operating Margin	29.27%
Pretax Margin	29.27%
Profit Margin	20.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.39, which amounts to a dividend yield of 5.25%.

Dividend Per Share	0.39
Dividend Yield	5.25%
Dividend Growth (YoY)	70.12%
Years of Dividend Growth	1
Payout Ratio	49.17%
Buyback Yield	0.53%
Shareholder Yield	5.78%
Earnings Yield	10.32%
FCF Yield	-0.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3