Woori Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	14,108,375	14,614,061	16,178,681	11,253,986	7,565,818	9,990,983
Investment Securities	105,016,196	54,476,393	46,892,959	49,370,030	54,954,521	48,161,650
Trading Asset Securities	32,835,389	23,157,080	20,265,153	18,771,813	12,609,086	14,159,062
Total Investments	137,851,585	77,633,473	67,158,112	68,141,843	67,563,607	62,320,712
Gross Loans	383,605,902	378,885,173	358,207,207	339,413,913	328,360,661	294,563,613
Allowance for Loan Losses	-3,564,640	-3,357,625	-2,975,060	-2,334,153	-1,886,710	-1,908,524
Other Adjustments to Gross Loans	-9,324	-9,272	-11,360	-10,238	-7,299	-6,656
Net Loans	380,031,938	375,518,276	355,220,787	337,069,522	326,466,652	292,648,433
Property, Plant & Equipment	7,587,556	7,293,429	6,462,685	5,733,387	4,953,028	4,403,174
Goodwill	-	482,707	445,093	397,527	345,449	334,290
Other Intangible Assets	1,081,854	333,004	309,658	238,960	232,229	248,914
Investments in Real Estate	1,012,162	450,788	472,768	387,707	389,495	387,464
Accrued Interest Receivable	2,430,496	1,779,310	1,972,330	1,667,397	1,049,857	864,107
Other Receivables	19,358,579	9,011,087	11,150,771	8,344,235	9,214,840	7,356,223
Restricted Cash	15,124,174	12,667,062	14,377,937	23,125,162	13,647,255	6,519,226
Other Current Assets	1,469,767	3,628,276	2,560,393	2,328,949	2,142,796	1,974,655
Long-Term Deferred Tax Assets	485,670	72,937	93,366	109,299	31,131	46,088
Other Long-Term Assets	6,414,254	21,993,219	21,360,264	21,463,795	13,374,006	11,777,875
Total Assets	586,956,410	525,753,320	498,004,936	480,474,396	447,183,871	399,081,017
Accounts Payable	17,655,633	7,236,665	10,166,945	5,981,407	6,953,848	4,021,671
Accrued Expenses	4,720,751	4,694,493	4,339,314	3,219,349	2,070,639	2,049,401
Interest Bearing Deposits	370,556,591	367,368,972	357,784,297	342,105,209	317,899,871	291,477,279
Total Deposits	370,556,591	367,368,972	357,784,297	342,105,209	317,899,871	291,477,279
Short-Term Borrowings	12,536,742	17,553,244	12,581,835	13,002,646	8,270,554	10,238,637
Current Portion of Leases	234,501	195,077	208,254	169,785	150,618	173,550
Current Income Taxes Payable	654,957	127,126	103,655	843,555	584,491	370,718
Other Current Liabilities	909,405	976,769	927,341	857,607	847,192	838,468
Long-Term Debt	79,897,709	76,917,664	71,103,743	72,220,710	69,082,251	57,799,530
Long-Term Leases	321,861	332,013	126,202	149,376	192,595	233,881
Long-Term Unearned Revenue	1,458,468	1,141,515	662,401	565,478	724,188	721,187
Pension & Post-Retirement Benefits	224,209	5,424	6,939	35,202	47,986	52,237
Long-Term Deferred Tax Liabilities	546,859	858,822	470,311	31,799	186,946	160,250
Other Long-Term Liabilities	60,087,216	12,450,267	6,126,209	9,664,931	11,322,497	4,218,363
Total Liabilities	549,804,902	489,858,051	464,607,446	448,847,054	418,333,676	372,355,172
Common Stock	3,802,676	3,802,676	3,802,676	3,640,303	3,640,303	3,611,338
Additional Paid-In Capital	934,285	934,100	935,563	682,385	682,385	626,111
Retained Earnings	28,645,003	26,950,510	24,986,470	23,750,152	21,392,564	19,268,265
Treasury Stock	-35,517	-35,517	-39,348	-3,819	-3,819	-
Comprehensive Income & Other	2,009,156	2,445,067	1,981,520	692,876	130,586	-452,106
Total Common Equity	35,355,603	34,096,836	31,666,881	28,761,897	25,842,019	23,053,608
Minority Interest	1,795,905	1,798,433	1,730,609	2,865,445	3,008,176	3,672,237
Shareholders' Equity	37,151,508	35,895,269	33,397,490	31,627,342	28,850,195	26,725,845
Total Liabilities & Equity	586,956,410	525,753,320	498,004,936	480,474,396	447,183,871	399,081,017
Total Debt	92,990,813	94,997,998	84,020,034	85,542,517	77,696,018	68,445,598
Net Cash (Debt)	-31,210,707	-46,675,839	-44,219,808	-48,667,680	-47,188,256	-34,149,804
Net Cash Per Share	-42414.67	-62967.12	-60130.88	-66877.25	-65139.60	-47281.37
Filing Date Shares Outstanding	730.99	739.51	751.9	728.06	728.06	722.27
Total Common Shares Outstanding	730.99	739.51	751.9	728.06	728.06	722.27
Book Value Per Share	43563.50	40954.73	37313.37	35229.94	32343.07	29294.18
Tangible Book Value	34,273,749	33,281,125	30,912,130	28,125,410	25,264,341	22,470,404
Tangible Book Value Per Share	42083.52	39851.69	36309.57	34355.72	31549.62	28486.72

Source: S&P Global Market Intelligence. Banks template. Financial Sources.