Bank of Cyprus Holdings Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	7,513	7,771	9,838	9,586	9,255	5,822
Investment Securities	6,222	5,232	3,963	2,513	1,940	1,671
Trading Asset Securities	290.23	231.9	186.33	238.36	205.85	232.57
Total Investments	6,512	5,464	4,150	2,752	2,146	1,903
Gross Loans	11,714	10,854	10,173	10,292	10,328	10,914
Allowance for Loan Losses	-147.78	-147.06	-179.48	-178.46	-286.07	-804.5
Other Adjustments to Gross Loans	-	-60.68	-69.53	-89.03	-105.68	-146.6
Net Loans	11,566	10,647	9,924	10,025	9,937	9,962
Property, Plant & Equipment	308.84	307.41	285.57	253.38	252.13	272.47
Other Intangible Assets	50.64	49.75	48.64	52.55	184.03	185.26
Investments in Real Estate	30.8	36.25	62.11	85.1	117.75	128.09
Other Receivables	-	241.61	354.88	469.61	465.13	91.92
Restricted Cash	-	117.7	59.18	114.54	166.99	158.03
Other Current Assets	822.18	673.12	826.98	1,042	1,471	1,981
Long-Term Deferred Tax Assets	165.3	166.84	201.27	227.93	265.48	341.36
Other Long-Term Assets	887.73	1,009	878.38	681.09	702.13	668.75
Total Assets	27,857	26,484	26,629	25,289	24,963	21,514
Accrued Expenses	746	93.54	83.74	65.73	79.48	63.94
Interest Bearing Deposits	10,437	10,146	9,641	8,944	8,766	8,775
Non-Interest Bearing Deposits	11,473	10,737	10,168	10,562	9,222	8,150
Total Deposits	21,910	20,884	19,808	19,506	17,988	16,925
Short-Term Borrowings	44.64	48.74	17.98	16.17	32.45	45.98
Current Portion of Long-Term Debt	-	-	2,044	1,977	3,008	172.15
Current Portion of Leases	-	6.52	8.49	6.5	6.98	8.38
Current Income Taxes Payable	-	74.47	66.48	41.42	11.17	8.98
Long-Term Debt	1,356	1,297	978.42	599.74	604.21	1,095
Long-Term Leases	-	30.38	21.73	23.69	27	37.57
Long-Term Unearned Revenue	-	20.13	19.57	18.06	63.23	60.69
Pension & Post-Retirement Benefits	-	-	0.57	3.69	1.67	9.57
Long-Term Deferred Tax Liabilities	33.39	31.94	32.31	34.63	46.44	45.98
Other Long-Term Liabilities	920.17	1,168	1,059	947.68	1,013	965.97
Total Liabilities	25,010	23,654	24,140	23,240	22,881	19,439
Common Stock	43.57	44.05	44.62	44.62	44.62	44.62
Additional Paid-In Capital	594.36	594.36	594.36	594.36	594.36	594.36
Retained Earnings	1,880	1,865	1,518	1,090	986.62	982.51
Treasury Stock	-21.55	-21.46	-21.46	-21.46	-21.46	-21.46
Comprehensive Income & Other	328.38	327.6	331.38	318.4	454.66	450.62
Total Common Equity	2,825	2,810	2,467	2,026	2,059	2,051
Minority Interest	22.21	20.19	21.26	22.3	22.43	24.41
Shareholders' Equity	2,847	2,830	2,488	2,049	2,081	2,075
Total Liabilities & Equity	27,857	26,484	26,629	25,289	24,963	21,514
Total Debt	1,400	1,382	3,070	2,623	3,679	1,359
Net Cash (Debt)	7,725	7,631	7,357	7,202	5,782	4,696
Net Cash Growth	4.26%	3.72%	2.16%	24.55%	23.14%	-2.37%
Net Cash Per Share	17.56	17.12	16.45	16.15	12.96	10.53
Filing Date Shares Outstanding	435.53	440.36	446.06	446.06	446.06	446.06
Total Common Shares Outstanding	435.53	440.36	446.06	446.06	446.06	446.06
Book Value Per Share	5.98	5.88	5.04	4.05	4.12	4.10
Tangible Book Value	2,774	2,760	2,418	1,974	1,875	1,865
Tangible Book Value Per Share	5.86	5.77	4.93	3.93	3.71	3.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.