Isabella Bank Corporation (FRA:358)

Isabella Bank Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 18, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	354	187	146	166	169	128
Market Cap Growth	138.17%	28.03%	-12.30%	-1.53%	31.90%	-26.57%
PE Ratio	22.81	13.91	8.87	7.99	9.84	14.38
PS Ratio	5.43	2.82	2.26	2.41	2.86	2.52
PB Ratio	1.83	0.92	0.80	0.95	0.91	0.72
P/FCF Ratio	21.54	11.02	8.01	7.50	8.03	7.64
P/OCF Ratio	18.54	9.84	6.66	6.61	7.53	7.12
Debt / Equity Ratio	0.40	0.54	0.57	0.47	0.47	0.73
Debt / FCF Ratio	4.74	6.45	5.77	3.68	4.15	7.75
Return on Equity (ROE)	8.27%	6.73%	9.35%	11.20%	9.08%	5.08%
Return on Assets (ROA)	0.83%	0.67%	0.89%	1.09%	0.98%	0.58%
Earnings Yield	4.38%	7.19%	11.28%	12.52%	10.16%	6.96%
FCF Yield	4.64%	9.07%	12.49%	13.33%	12.46%	13.08%
Payout Ratio	44.52%	58.66%	45.23%	36.34%	42.91%	78.31%
Buyback Yield / Dilution	1.18%	1.23%	0.94%	4.00%	1.73%	-0.14%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.