Isabella Bank Statistics

Total Valuation

Isabella Bank has a market cap or net worth of EUR 325.98 million.

Market Cap	325.98M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Dec 17, 2025

Share Statistics

Current Share Class	7.32M
Shares Outstanding	n/a
Shares Change (YoY)	-1.28%
Shares Change (QoQ)	-0.35%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	6.71M

Valuation Ratios

The trailing PE ratio is 20.24 and the forward PE ratio is 14.49.

PE Ratio	20.24
Forward PE	14.49
PS Ratio	5.10
PB Ratio	1.65
P/TBV Ratio	2.09
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.56%.

Return on Equity (ROE)	8.56%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	173,661
Profits Per Employee	43,765
Employee Count	368
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Isabella Bank has paid 4.44 million in taxes.

Income Tax	4.44M
Effective Tax Rate	21.61%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	59.99
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.95

Income Statement

In the last 12 months, Isabella Bank had revenue of EUR 63.91 million and earned 16.11 million in profits. Earnings per share was 2.18.

Revenue	63.91M
Gross Profit	63.91M
Operating Income	21.55M
Pretax Income	20.55M
Net Income	16.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.18

Full Income Statement

Balance Sheet

The company has 22.18 million in cash and 121.38 million in debt, with a net cash position of -99.20 million.

Cash & Cash Equivalents	22.18M
Total Debt	121.38M
Net Cash	-99.20M
Net Cash Per Share	n/a
Equity (Book Value)	197.08M
Book Value Per Share	26.92
Working Capital	-1.58B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	33.72%
Pretax Margin	32.15%
Profit Margin	25.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.08, which amounts to a dividend yield of 2.55%.

Dividend Per Share	1.08
Dividend Yield	2.55%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	49.43%
Buyback Yield	1.28%
Shareholder Yield	3.84%
Earnings Yield	4.94%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2