Origin Bancorp, Inc. (FRA:36Z)

Origin Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	517.28	466.82	286.15	218.78	209.11
Interest Income on Investments	-	47.3	56.58	40.45	22.88	19.59
Total Interest Income	-	564.59	523.39	326.6	241.66	228.7
Interest Paid on Deposits	-	254.87	196.46	33.51	13.42	27.15
Interest Paid on Borrowings	-	9.35	27.38	17.82	11.99	10.02
Total Interest Expense	-	264.22	223.83	51.33	25.4	37.17
Net Interest Income	322.65	300.37	299.56	275.28	216.25	191.54
Net Interest Income Growth (YoY)	9.37%	0.27%	8.82%	27.30%	12.90%	10.26%
Mortgage Banking Activities	8.22	6.58	3.36	6.72	12.93	29.6
Gain (Loss) on Sale of Assets	-	-	-	-	-0.19	-1.21
Gain (Loss) on Sale of Investments	-17.08	-9.61	-0.81	0.81	11.85	1.15
Other Non-Interest Income	54.68	58.41	55.79	49.74	37.6	35.11
Total Non-Interest Income	42.77	55.38	58.34	57.27	62.19	64.65
Non-Interest Income Growth (YoY)	-33.08%	-5.07%	1.85%	-7.91%	-3.80%	39.10%
Revenues Before Loan Losses	365.42	355.75	357.89	332.55	278.45	256.19
Provision for Loan Losses	37.73	7.45	16.75	24.69	-10.77	59.9
Revenue	327.69	348.3	341.14	307.86	289.21	196.29
Revenue Growth (YoY)	-4.56%	2.10%	10.81%	6.45%	47.34%	-6.81%
Salaries and Employee Benefits	255.53	141.66	133.54	115.52	90.73	88.79
Occupancy Expenses	42.4	19.59	18.54	14.49	12.43	12.08
Federal Deposit Insurance	10.91	6.9	6.46	3.55	2.9	3.83
Amortization of Goodwill & Intangibles	13.09	7.98	9.63	5.49	0.84	1.06
Selling, General & Administrative	80.29	53.14	47.87	35.98	31.39	30.66
Other Non-Interest Expense	-150.72	21.77	19.19	19.22	18.49	15.53
Total Non-Interest Expense	251.5	251.04	235.22	194.25	156.78	151.94
EBT Excluding Unusual Items	76.19	97.26	105.92	113.61	132.43	44.35
Pretax Income	76.19	97.26	105.92	107.44	132.43	44.35
Income Tax Expense	16.24	20.77	22.12	19.73	23.89	8
Net Income	59.95	76.49	83.8	87.72	108.55	36.36
Net Income to Common	59.95	76.49	83.8	87.72	108.55	36.36
Net Income Growth	-20.75%	-8.72%	-4.46%	-19.19%	198.56%	-32.52%
Basic Shares Outstanding	31	31	31	27	23	23
Diluted Shares Outstanding	31	31	31	27	24	24
Shares Change (YoY)	0.78%	0.87%	15.59%	13.35%	0.41%	-0.69%
EPS (Basic)	1.92	2.46	2.72	3.29	4.63	1.56
EPS (Diluted)	1.91	2.45	2.71	3.28	4.60	1.55
EPS Growth	-21.42%	-9.59%	-17.38%	-28.70%	196.77%	-32.02%
Dividend Per Share	0.600	0.600	0.600	0.580	0.490	0.378
Dividend Growth	-	-	3.45%	18.37%	29.80%	51.00%
Effective Tax Rate	21.31%	21.35%	20.89%	18.36%	18.04%	18.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.