Origin Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	477.69	517.28	466.82	286.15	218.78
Interest Income on Investments	60.27	47.3	56.58	40.45	22.88
Total Interest Income	537.96	564.59	523.39	326.6	241.66
Interest Paid on Deposits	199.47	254.87	196.46	33.51	13.42
Interest Paid on Borrowings	7.5	9.35	27.38	17.82	11.99
Total Interest Expense	206.97	264.22	223.83	51.33	25.4
Net Interest Income	330.99	300.37	299.56	275.28	216.25
Net Interest Income Growth (YoY)	10.20%	0.27%	8.82%	27.30%	12.90%
Mortgage Banking Activities	3.69	6.58	3.36	6.72	12.93
Gain (Loss) on Sale of Assets	-	-	-	-	-0.19
Gain (Loss) on Sale of Investments	-7.48	-9.61	-0.81	0.81	11.85
Gain (Loss) on Sale of Equity Investments	-1.19	-	-	-	-
Other Non-Interest Income	64.81	58.41	55.79	49.74	37.6
Total Non-Interest Income	59.83	55.38	58.34	57.27	62.19
Non-Interest Income Growth (YoY)	8.04%	-5.07%	1.85%	-7.91%	-3.80%
Revenues Before Loan Losses	390.83	355.75	357.89	332.55	278.45
Provision for Loan Losses	46.28	7.45	16.75	24.69	-10.77
Revenue	344.54	348.3	341.14	307.86	289.21
Revenue Growth (YoY)	-1.08%	2.10%	10.81%	6.45%	47.34%
Salaries and Employee Benefits	150.89	141.66	133.54	115.52	90.73
Occupancy Expenses	29.77	19.59	18.54	14.49	12.43
Federal Deposit Insurance	5.53	6.9	6.46	3.55	2.9
Amortization of Goodwill & Intangibles	6.61	7.98	9.63	5.49	0.84
Selling, General & Administrative	38.52	53.14	47.87	35.98	31.39
Other Non-Interest Expense	17.58	21.77	19.19	19.22	18.49
Total Non-Interest Expense	248.9	251.04	235.22	194.25	156.78
EBT Excluding Unusual Items	95.64	97.26	105.92	113.61	132.43
Pretax Income	95.64	97.26	105.92	107.44	132.43
Income Tax Expense	20.44	20.77	22.12	19.73	23.89
Net Income	75.2	76.49	83.8	87.72	108.55
Net Income to Common	75.2	76.49	83.8	87.72	108.55
Net Income Growth	-1.69%	-8.72%	-4.46%	-19.19%	198.56%
Basic Shares Outstanding	31	31	31	27	23
Diluted Shares Outstanding	31	31	31	27	24
Shares Change (YoY)	0.42%	0.87%	15.59%	13.35%	0.41%
EPS (Basic)	2.42	2.46	2.72	3.29	4.63
EPS (Diluted)	2.40	2.45	2.71	3.28	4.60
EPS Growth	-2.04%	-9.59%	-17.38%	-28.70%	196.77%
Dividend Per Share	0.600	0.600	0.600	0.580	0.490
Dividend Growth	-	-	3.45%	18.37%	29.80%
Effective Tax Rate	21.38%	21.35%	20.89%	18.36%	18.04%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.