Origin Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	76.49	83.8	87.72	108.55
Depreciation & Amortization	16.8	17.63	12.31	6.83
Gain (Loss) on Sale of Assets	-1.36	-0.06	0.18	0.19
Gain (Loss) on Sale of Investments	14.42	8.43	7.07	0.78
Provision for Credit Losses	7.45	16.75	24.69	-10.77
Net Decrease (Increase) in Loans Originated / Sold - Operating	-12.24	-28.73	5.41	64.31
Change in Other Net Operating Assets	4.85	-0.98	-3.9	5.62
Other Operating Activities	-0.17	33.65	18.75	10.7
Operating Cash Flow	108.48	129.92	145.65	171.49
Operating Cash Flow Growth	-16.50%	-10.80%	-15.07%	19233.26%
Capital Expenditures	-22.05	-26.83	-8.47	-5.02
Sale of Property, Plant and Equipment	5.57	0.05	-	0.02
Cash Acquisitions	-	-	69.95	-7.46
Investment in Securities	139.66	441.32	88.95	-490.6
Purchase / Sale of Intangibles	15.89	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	87.76	-544.66	-607.43	511.94
Other Investing Activities	0.68	-	-	0.01
Investing Cash Flow	231.94	-130.03	-455.99	12.85
Short-Term Debt Issued	1,685	6,065	10,063	5,727
Total Debt Issued	1,685	6,065	10,063	5,727
Short-Term Debt Repaid	-1,756	-6,596	-9,475	-6,376
Long-Term Debt Repaid	-34.87	-7.62	-250.26	-13.72
Total Debt Repaid	-1,791	-6,603	-9,725	-6,390
Net Debt Issued (Repaid)	-105.74	-538.42	338.08	-662.68
Issuance of Common Stock	1.87	3.14	2.95	0.15
Repurchase of Common Stock	-	-	-	-1.26
Common Dividends Paid	-18.75	-18.57	-15.89	-11.53
Total Dividends Paid	-18.75	-18.57	-15.89	-11.53
Net Increase (Decrease) in Deposit Accounts	-28.01	475.42	-361.45	819.38
Financing Cash Flow	-150.61	-78.42	-36.31	144.07
Net Cash Flow	189.81	-78.53	-346.65	328.4
Free Cash Flow	86.43	103.09	137.18	166.47
Free Cash Flow Growth	-16.16%	-24.85%	-17.59%	-
Free Cash Flow Margin	24.82%	30.22%	44.56%	57.56%
Free Cash Flow Per Share	2.77	3.33	5.13	7.05
Cash Interest Paid	268.46	215.48	50.1	26.27
Cash Income Tax Paid	24.17	0.38	-6.26	21.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.